Park City, UT (PRWEB) April 24, 2014
Today, Zane Benefits, the #1 online health benefits solution, published a new blog post key questions for brokers, health plans, and businesses to ask in 2014.
According to Zane Benefits’ website, traditionally, U.S. businesses have paid premiums to insurance companies to cover workers with a single "defined benefit" group health insurance plan. However, due to changes in the individual market, most businesses are considering switching to "defined contribution" health benefits, where employers give workers a monthly allowance to purchase their own "individualized" coverage through a private or public health insurance exchange.
Zane Benefits’ website says, on average, individual health insurance coverage costs less than group health insurance coverage. On top of this, individuals or families making as much as four times the U.S. poverty level -- that's approximately $95,400 for a family of four in 2014 -- are eligible for health insurance tax credits. And, individual health insurance is now guaranteed-issue.
About Zane Benefits
Zane Benefits, the #1 online health benefits solution, was founded in 2006 to revolutionize the way employers provide employee health benefits in America. We empower employees to take control over their own healthcare, while helping employers recruit and retain the best talent. Our online solutions allow small and medium-sized businesses to successfully transition to a health benefits program that creates happier employees, reduces costs and frees up more time to serve their customers. For more information about ZaneHealth, visit http://www.zanebenefits.com.