Chicago, IL (PRWEB) April 27, 2014
YourLifeSolution.com, a life insurance service which allows consumers to compare permanent and term life insurance online, is today releasing a detailed explanation of what the cost of life insurance for diabetics generally is based on the applicant's A1C. "A1C is a ratio used to measure the blood sugar level of a diabetic. In essence, it's a way to measure just how diabetic someone is. This ratio, along with the age the applicant was diagnosed diabetic, are the two most fundamental factors in assessing how much life insurance for a diabetic will cost," said Eric Smith, the founder of YourLifeSolution.com
Life insurance for Diabetics Based on A1C Blood Sugar Levels According to YourLifeSolution.com
5-6.5: virtually all carriers will issue at standard life insurance rates, in rare cases standard plus if all other factors are optimal
6.5-7.5: likely a table 2 risk which equates to a rate about 50% higher than standard
7.5-8.5: most likely a table 4 risk which is usually 100-150% higher than standard
8.5-10: practically uninsurable, but a few carriers will offers rates of about 300%-400% more than standard
10 and above: Essentially all underwritten life insurance is unavailable at these blood sugar levels
"Most all diabetics are applicable for affordable life insurance. The only consumers who will likely not be able to are those with severe and critical diabetes," said Eric Smith.
Whether interested in life insurance for diabetics or life insurance for the healthiest applicants, consumers are urged by YourLifeSolution.com to visit the site and view their instant life insurance quotes. Information can also be obtained by phone at 888.374.2764.