JMAC Lending Introduces Game Changing Loan Program

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JMAC’s Imperial ARM Program with Interest Only Option and Alternative Documentation

JMAC Lending, a wholesale lender specializing in Jumbo, FNMA, FHLMC, FHA and VA products announced their new Imperial ARM program. The program highlights include:

  •     Alternative Documents for Self Employed Borrowers
  •     5/1 ARM with Interest Only Option
  •     Minimum FICO score 620
  •     Short Sale / Foreclosure only 1 year seasoning
  •     Cash-out up to $2.5 million with no title seasoning required
  •     Second Homes, Investment and Flipped Properties allowed
  •     No add-on to fee for FICO score, loan amount, refinance type, or occupancy
  •     Gift allow for all occupancy including Investment after 30% down payment from borrower own funds

JMAC Lending is committed to aggressively expanding their product array to meet the needs of their clients, so they have recently launched the Imperial ARM and VA Loan Programs and will be introducing several other new programs over the course of the year. Christina Pham, president of JMAC Lending said, “We are currently transforming our business model to better serve our broker customers. Our transformation is focused on three critical success factors: expanding our product array to better serve the purchase money market; implementing world class technology for our customers to utilize; and establishing an innovative customer service and support platform. Our transformation objectives were forged out of extensive work with our broker customers who helped us prioritize how we can help them improve their business. We feel that our transformation establishes JMAC Lending as the premier wholesale lender in the industry and we are confident that those who do business with us will agree.”

To learn more about JMAC Lending’s new Imperial ARM program please click on the following link:

About JMAC Lending
Based in Irvine, CA, and founded in 2007, JMAC Lending has originated approximately 30,000 mortgage loans through its wholesale lending platform. JMAC Lending is an FHA/VA Approved Lender, a Fannie Mae and Freddie Mac Direct Seller-Servicer and is known for its financial strength and personable service. For more information, visit

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Christopher Le
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