Fifth Season Financial and Happy Chemo Announce Partnership to Ensure Awareness of Financial Assistance for Cancer Patients and the Innovative Loans for Living Program

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For the first time, members of the Happy Chemo! community have the opportunity to learn about Fifth Season Financial’s “Loans for Living” program on the Happy Chemo! website and to obtain a gift card for applying to the program. The partnership between the two organizations broadens awareness of alternative financial help for cancer patients.

Fifth Season Financial

We are very excited to partner with Happy Chemo. It is a great opportunity for us to educate the public and, in particular, the cancer community about the availability of financial resources for cancer patients in need of help.

Fifth Season Financial and Happy Chemo! announced today that they have entered into a strategic partnership in order to educate the public about the specialized financial assistance for cancer patients that is available through Fifth Season’s “Loans for Living” program. Both organizations felt that by partnering together, they could reach out to inform more people who need financial support while dealing with cancer.

“We are very excited to partner with Happy Chemo,” said Fifth Season Financial President, Adam Balinsky. “It is a great opportunity for us to educate the public and, in particular, the cancer community about the availability of financial resources for cancer patients in need of help." Mr. Balinsky went on to say, “Happy Chemo!’s vision and mission are exemplary of the excellent support that is being provided to people dealing with a cancer diagnosis. Fifth Season wanted to support Happy Chemo!’s mission by partnering to provide resources to their members who are in need of immediate financial help.” To encourage Happy Chemo! Community members to learn about the “Loans for Living” program, Fifth Season will provide all Happy Chemo! community members who submit a qualifying application with a $50 gift card to a retailer of their choosing.

The founder of Happy Chemo!, Ginger Johnson stated that, “Happy Chemo!’s goal is to ease the fear, frustration and financial burden associated with cancer. We are so pleased to be working with Fifth Season Financial as we believe that their services are a valuable resource for the Happy Chemo! community.”

In addition to the devastating physical and emotional trauma, a cancer diagnosis often poses a significant financial burden on a patient and their families. Fifth Season Financial’s Loans for Living program, is specifically designed to provide financial support for cancer patients. The program provides a mechanism to unlock cash from a life insurance policy without resorting to selling the policy in a viatical settlement. The solution offered by Fifth Season Financial, uses a loan structure to advances cash to cancer patients at the time when they need it the most while preserving a portion of the policy for the insured’s beneficiaries. This is an innovative mechanism to provide financial help to cancer patients and differs from borrowing from an insurance company against a policy’s cash value. The partnership between Happy Chemo! and Fifth Season will ensure that cancer patients are made aware of their various options for financial support and that the “Loans for Living” program is considered as an option for those cancer patients in need of access to additional financial resources.

About Fifth Season Financial, L.P.
Fifth Season's mission is to partner with persons facing advanced stage diseases in order to help them regain control over their financial situation. The need for financial help and access to discretionary funds for people with advanced stage diseases is overwhelming. Fifth Season has partnered with more than 300 patients and their families’ and provided over $50 million of loans through their “Loans for Living” program. For more information about Fifth Season Financial and the “Loans for Living” Program, please visit

About Happy Chemo
Happy Chemo! is an oxymoron on a mission to increase the hope, health and happiness of those facing cancer by connecting patients and caregivers to quality products and beneficial services. Fear, frustration and financial burdens often accompany a cancer diagnosis and many survivors are kept from helpful resources only because they do not know where to find them. was created by a young cancer survivor and now connects over 30,000 members to discount codes, special offers and other helpful information provided by approved partnering companies, non-profit organizations and cancer related websites. For more information about Happy Chemo!, please visit

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Adam Balinsky

Ginger Johnson
Fifth Season Financial Assistance
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