Dallas, Texas (PRWEB) June 08, 2014
The Dallas area frequently gets hit with hailstorms. Lately, downtown has been spared, but that wasn’t the case in 2012. Many people remember that terrible Texas storm a few years ago. Davette Cheney with Metal Roofs of Texas will never forget.
“I had just moved to Dallas from Oklahoma and I thought I wouldn’t have to deal with all that crazy weather anymore.”
What many Dallas residents don’t know is that after a storm, homeowners have up to two years to file an insurance claim for any roof damage. For those with damage from the catastrophic storm of 2012, that deadline is fast approaching – June 13 is the last day.
And Cheney’s team is letting residents know that after this date, any damage found to your roof will likely be considered “wear and tear” by insurance adjustors and they won’t pay out on your claim.
“We’re trying to remind folks not to let this deadline pass,” Cheney says. Metal Roofs of Texas wants to let Dallas residents know that as discussed in the Insurance Journal article 'Will Wind/Hail Cosmetic Damage Exclusion Endorsements Become the Norm?', insurance companies are starting to standardize homeowner's insurance policies with a cosmetic damage exclusion endorsement on their policies. This would likely rule most roof hail damage in Texas as cosmetic and exclude almost all roof replacements from coverage.
“Insurance companies are good at eliminating risk as often as possible," says Cheney, “which puts you, the homeowner, at risk more than ever before. It is important to know the fine print in your policy.”
Cheney boasts that MROT’s ‘Interlock® Roofing System’ can withstand up to a grapefruit-sized hailstone.
“It can endure 165-mph winds, increase your curb appeal, is more energy efficient and saves you money on your electric bill,” he said.
Metal Roofs of Texas is one of the largest residential metal roofing companies in North America and the exclusive, certified vendor of Interlock® roofs in Texas. The company focuses on high-end homes and tries to eliminate paperwork hassles for homeowners in addition to providing a superior product.
http://www.insurancejournal.com/news/national/2013/03/07/283640.htm is a link to the Insurance Journal article referenced above.