A. B. Nicholas LeverageLine Lifeline for Franchise and Business Buyers Achieves 500th Transaction

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Whether to replace conventional financing through SBA or banks or as a supplement, the A. B. Nicholas LeverageLine stock loan | credit line program has meant the difference between success and failure for many new and existing franchise/business-buying clients across the nation -- with good reason. The company today achieved a milestone with its 500th LeverageLine transaction.

My rates, and the speed of delivery of funds, beat all other financing hands down.

Baby boomers are retiring in increasing numbers now, some early, some later. Unlike their parents, many of these new retirees have no intention of truly “retiring”, and have been a major factor in the upturn in franchise and business buying over the last five years. But motivation isn’t enough of course; there is still the need for financing. Putting all of one’s retirement assets at risk in a new venture usually doesn’t make sense, and with bank or SBA lending requirements still tight emerging entrepreneurs have been looking for some valid alternatives.

Enter the A. B. Nicholas LeverageLine securities credit line | stock loan program. Offered through three major, licensed U. S. brokerage and banking partners and with input from the communities it primarily serves – franchise and business buyers – LeverageLine has made the difference between success or failure for many entrepreneurs and small businesses. It's 500th LeverageLines signifies that this form of financing has at last gone mainstream.

A. B. Nicholas serves most of the nation’s largest business/franchise-buying companies, including leading franchise funding firms like Benetrends, which has used LeverageLine for many of its high-profile clientele. “The ability to access the liquidity of investment assets without cashing them in has proven a valuable means for obtaining equity injections or additional working capital for many of our clients”, noted David Grams, Benetrends’ Chief Credit Officer, “particularly when joined with the rollover of retirement funds and/or (other) lending programs.”

This milestone has been helped along by the need it has met in the market. Conventional financing – bank and Small Business Administration (SBA) loans – are often insufficient, time-consuming, and expensive. “My choices were to either take a bit capital gains tax hit and sell my retirement nest egg – mostly stocks – or forget about owning my own franchise”, said one recent ABN client. “The site I wanted for my franchise wasn't going to last long; no other solution had me funded this quickly at these rates.”

Don Johnson, Director of Business Development and Principal at A. B. Nicholas, notes that the client’s stocks are their only required collateral. “No credit is pulled, no other assets are required to fund, and our clients get priority consideration for conventional business financing when they start with our LeverageLine.” Stocks as low as $5/share are acceptable for credit lines from $55,000-$20,000,000.

Achieving the number 500 has also required custom features that the franchise and business buying communities demanded from the start, and primary amongst these was low fees and costs. Since account management fees are not mandatory the top-tier, licensed SIPC/FINRA lenders that service A. B. Nicholas clients put a premium on building long-term relationships with LeverageLine clients. Since there is no sale of securities to fund nor any change of ownership, clients can put their securities to work twice by letting them potentially grow in the market tapping them for a low-rate line through a fully licensed U. S.-based institution. LeverageLine also allows clients to trade in their account while it secures their financing - all with no mandatory lender-side fees.

For more information on LeverageLine financing for business, franchises, and commercial real estate applications, please contact Don Johnson, Director of Business Development, at info(at)abnicholas(dot)com or call 202.379.4744.

About A. B. Nicholas

A. B. Nicholas (http://www.abnicholas.com), located on K Street in the heart of Washington D. C.’s financial and lobbying district, is the premier provider of custom, wholesale financing for owners of stocks, bonds, mutual funds, and other marketable securities with a focus on applications for business and franchise purchasing.

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Don Johnson or Dan Stafford
A. B. Nicholas LLC
+1 2023794744 Ext: 1
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