Lagos, Nigeria (PRWEB) July 01, 2014
The solution allows any bank customer to buy airtime directly from their savings or checking account from anywhere in the world in just one simple step by dialing a USSD short code and amount of airtime to be purchased. For example *123*100#
In a few seconds, the airtime recharge of 100 value is delivered to the mobile number of the bank customer.
Smart TopUp is another innovative solution from Qrios' product portfolio in its continous effort to improve user experience with mobile financial services, by brigdging the gaps between a customer's mobile and banking relationships.
What makes it so cool? It does not require a mobile data connection or Wifi but has been designed to work with basic technology supported by 99% of GSM devices whether smartphones or feature phones.
Sub-Saharan Africa’s unique mobile subscriber base has grown by 18 per cent annually over the last five years, making it the fastest growing region globally.
According the GSMA by mid-2013, there were 253 million unique mobile subscribers and 502 million connections.
Though 99% of these subscribers are pre-paid connections, Smart TopUp also supports subscribers with moble phone contracts. Qrios envisions that this will be popular especially with international roaming subscribers.
Smart Top up will be lauched by the top 200 banks in Africa by Q4 of 2014.
Any financial institution may use Smart TopUp to enhance their value added services offerings, regardless of their core banking platform.
The Qrios Smart Top-up solution enables banks and credit unions to provide prepaid mobile top-up of any value, anywhere and at anytime.
Qrios are experts in designing and delivering solutions which improve UX, UIs and IU (intuitive usability) in the African mobile financial services market. In realizing our solutions we do not compromise on security or quality.
In an increasingly competitive market, financial institutions expect more from their services provider than simply aggregating and handling transactions. They require a partner that can strengthen their competitive advantage with innovation. Banks are increasingly faced with a difficult set of industry trends that threaten their revenues and profits in payments and transaction banking.
Qrios help financial services providers to take action by strengthenen their payment revenues with new technologies and updated sustainable business models.
Qrios now releases all its financial services products through its wholly owned subsidiary Roja Payment Solutions Limited – Roja.