Denver, Colorado (PRWEB) July 01, 2014
The Home Loan Arranger, Denver Mortgage Broker Jason M. Ruedy, offers advice to his current and potential clients on steps they should take before buying a home. An article published on Kiplinger.com on June 20, 2014 entitled, "4 Smart Steps to Take Before Buying Your First Home," authored by Andrea N. Browne, contains several very important tips.
According to the Kiplinger.com article, prospective home buyers should think about the following before moving forward with the purchase of a home:
1. Consider where you want to live
2. Determine how much home you can afford
3. Boost your credit
4. Start saving for a down payment
As stated by the article’s author, the above four points are things "you need to do years before you start house-hunting to prepare yourself financially for the biggest purchase or your life."
The Home Loan Arranger believes there are additional points that prospective home buyers should also consider before beginning the house-hunting process, including the following:
"Think about what your life will be like if you have children in the near future. If you are in your 20s and think you may want to start a family within the next 7 to 10 years, make sure to consider houses that are not designed for just one or two people.
Consider the age of your children: If you already have children and they are in high school, it's important to realize that they may move out of your home when they graduate. Will you need a house with so many square feet once your children leave home to live on their own?
Have you started saving for retirement? Many people purchase homes at the upper limit of their budget. It's important you make sure you are not stretching yourself too thin, and that you have enough income each month to consistently contribute to your retirement account.
"They key to success with a home purchase is not to simply find a beautiful home, buy it, and live happily ever after. Life is more complicated than that. My advice is to follow the tips provided in the abovementioned Kiplinger.com article, but also to think about the future. Nothing is completely predictable. Plan ahead for how you think your life might change within the next decade or two. Remember, you will want to retire someday - so make sure you have enough saved so you will be able to do so comfortably." - Jason M. Ruedy, The Home Loan Arranger
About The Home Loan Arranger:
Mr. Jason M. Ruedy, also known as The Home Loan Arranger, has 20+ years of experience in the mortgage business. His company was built around the crucial principles of hard work, discipline, and determination. The Home Loan Arranger evaluates client applications quickly and efficiently and structures loans with the best possible terms. Mr. Ruedy is successful in achieving loan closings for clients while meeting their highest expectations. Jason M. Ruedy is ranked #2 in the state of Colorado by Scotsman Guide, which is the top leading resource for mortgage originators.
For media inquiries, please contact Mr. Jason M. Ruedy, "The Home Loan Arranger":
The Home Loan Arranger
512 Cook St #100
Denver, CO USA
Phone: (303) 862-4742
Toll Free: (877) 938-7501