Richmond, VA (PRWEB) July 14, 2014
Preventative care. It is important to use, Experient Health wrote in its latest Blog post, and can help individuals and families avoid or better control individual health problems.
This post was part of the Experient Health, a Virginia Farm Bureau company, Blog series launched last year to help the community remain informed about their health insurance options and changes faced under the Affordable Care Act (ACA).
According to the U.S. Centers for Disease Control and Prevention (CDC), seven out of 10 Americans die each year from chronic diseases, many of which are preventable.
"When preventive care is used and illnesses and diseases are caught early enough, individuals can avoid or better control their health problems," Experient Health wrote.
So, what makes preventive care so important?
“In its broadest definition, prevention includes a healthy lifestyle, exercise, diet and other similar efforts," Experient Health wrote. "Preventive care in a medical setting includes a variety of health care services, such as a physical examination, screenings, laboratory tests, counseling and immunizations. Regular health evaluations will help keep you healthy and prevent more serious problems later.”
Using preventive care helps individuals stay healthy and access prompt treatment when necessary and it can also help reduce your overall medical expenses.
"Preventive care saves you money in two ways," Experient Health wrote. "First, preventive care helps lower the long-term cost of managing disease because it helps catch problems in the early stages when most diseases are more readily treatable. The cost of early treatment or diet or lifestyle changes is less than the cost of treating and managing a full-blown chronic disease or serious illness."
Secondly, many preventive services are now covered in full by insurance due to the Affordable Care Act (ACA).
"The ACA requires certain preventive services to be covered with no cost-sharing—this means that for many preventive care services, you will not have to pay a deductible, copay, coinsurance or other out-of-pocket expenses," Experient Health wrote.
“When preventive care services are combined with a lifestyle that is focused on wellness, significant savings can be realized. The Trust for America’s Health predicts that there is a return of $5.60 for every $1 spent on proven preventive care strategies in America. Ultimately, preventive care provides the benefit of saving lives and improving the quality of your health for years to come,” Experient Health wrote.
To read more about preventive care and the personal and financial benefits of preventive care, visit the Experient Health Blog here.
The U.S. Department of Health and Human Services has provided lists of preventive services that must be covered by most health insurance plans. Lists are available for adults, women and children, as covered services depend on age and gender. Visit http://www.hhs.gov/healthcare/facts/factsheets/2010/07/preventive-services-list.html for the lists of covered preventive care services.