Lunch and Learn with Advanta IRA: Private Mortgage Lending with a Self-Directed IRA

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This event on November 20 caters to individuals who want to use a self-directed IRA to invest in private lending opportunities involving real estate. In these transactions, the retirement account plays the part a bank or mortgage institution does in extending loans to individuals seeking funds to purchase property.

private mortgage lending, self-directed IRA
Self-directed IRA owners know that investments in notes and mortgages can be considerable assets in their retirement portfolios and provide necessary diversity recommended for all investment accounts.

Private mortgage lending is becoming increasingly popular among savvy investors who understand they can make these investments using a self-directed IRA to build wealth for retirement. Funding from traditional lending institutions to purchase homes continues to be challenging to acquire since the fall of the housing market years ago.

Self-directed IRA owners know that investments in notes and mortgages can be considerable assets in their retirement portfolios and provide necessary diversity recommended for all investment accounts,” says Jack Callahan, managing partner of Advanta IRA Services in Largo, Florida. These transactions offer benefits for IRA owners and the borrowers they loan funds to.

Borrowers are grateful for the opportunity of being able to acquire funding for purchasing homes and of avoiding jumping through the hoops of traditional lending institutions. The retirement account accrues income on the interest rate assigned and other terms of the loan agreed upon by lender and borrower. “In cases of loan default, acquirement of the real estate asset can potentially garner hefty gains in an IRA at a future time of sale,” says Callahan.

Individual homes loans are not the only real estate assets allowed in self-directed IRAs and similar investment accounts. Other examples include:

  •     Raw/unimproved land
  •     Commercial property
  •     Multi-family homes (apartments, duplexes, condominiums)
  •     Rental properties
  •     Real estate purchase options
  •     Tax liens and certificates; tax deeds

Advanta IRA Services is holding this complementary lunch and learn to educate self-directed IRA owners on the potential of private mortgage lending ventures in these accounts. Topics covered include:

  •     Roles and responsibilities of the borrower and the IRA in these transactions
  •     Use of retirement funds from different accounts to make these investments
  •     Rules regarding disqualified persons and prohibited transactions

Investors of all levels are invited and encouraged to attend.

Event: Lunch & Learn – Private Mortgage Lending with a Self-Directed IRA
Date: November 20, 2014
Time: 12:00 – 1:30 pm EST
Location: American Business Center, 8340 Ulmerton Rd, Suite 202, Largo, FL 33771
Cost: No charge; lunch is provided
Register: By 5:00 pm on November 19 by contacting Larissa Greene by phone at (800) 425-0653 x 1140, or by emailing lgreene(at)advantairagroup(dot)com.

About Advanta IRA

Advanta IRA Services, located in Largo, Florida, has been in operation for over ten years, providing administrative service to owners of self-directed IRAs throughout the nation. Advanta IRA Administration offers a second location in Atlanta, Georgia. Both offices are managed by Jack Callahan, J.D., CFP™. Advanta IRA offers classes, seminars and other educational tools designed to assist clients in managing self-directed IRAs by investing in real estate, notes, private placements and other non-traditional assets that have the potential to maximize IRA earnings on a tax-free or tax-deferred basis.

About Jack Callahan

Jack M. Callahan, J.D., CFP™, is the managing partner at Advanta IRA Services in Largo, FL and Advanta IRA Administration in Atlanta, GA. Jack established the corporate office, Advanta IRA Services, in 2003. Prior to that, Jack delivered specialized counsel to real estate investors, small business owners and real estate professionals on tax, legal and financial matters. As an industry expert, Jack is a frequent speaker on the topic of self-directed retirement plans and an accredited continuing education instructor for the Florida and Georgia Bar Associations, Florida and Georgia Real Estate Commissions, and The American Institute of Certified Public Accountants. He earned his bachelor of science degree in finance and multinational business from Florida State University and his law degree from the University of Florida College of Law.

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Larissa Greene
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