India Network Advises on the Affordable Care Act, Immigration Reform, and what it means for visitors, temporary workers, and exchange visitors health insurance

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India Network advises all temporary visitors to take advantage of cost effective health insurance offered by India Network Health Insurance.The Affordable Care Act does not allow temporary visitors to participate in state or federal exchanges; in addition temporary visitors are not eligible for any benefits under the Affordable Care Act.

ACE American Insurance Group

ACE American Insurance Group

...Sites suggest both visitors and transitioning migrants may enroll freely in Obamacare which is far from true.

India Network Foundation, a US based non-profit community organization, has sponsored health plans for tourists, temporary workers and students visiting outside their home country for more than two decades. In response to the increasing need for medical coverage for emergencies related to pre-existing conditions, India Network introduced Comprehensive Visitor Health Insurance with Pre Existing Condition Coverage in February 2012. Today, India Network Health Insurance program is the only one that provides coverage for all visitors aged 0-99. All plans offered by India Network includes emergency medical evacuation to home country, repatriation benefits and accidental death benefit.

With the implementation of the Affordable Care Act, it is more important than ever that temporary visitors understand the importance of insurance coverage while traveling in the United States. Dr. KV Rao, President of the India Network Foundation, stated “I am particularly concerned about an increasing number of blogs and websites containing misleading information on Obamacare eligibility for visitors and temporary workers (including those granted amnesty by recent executive order of President Obama). These sites suggest both visitors and transitioning migrants may enroll freely in Obamacare, which is far from true.”

Although anyone can access the online healthcare marketplace, the plans offered are for long term and are very expensive without federal subsidy, available only to US tax payers. Temporary visitors to the United States and their dependents can be effectively covered by visitor health insurance plans offered by India Network Health Insurance. For example, a 60 year old has to pay more $1,000 under Obamacare to get basic bronze plan with high deductible ($6,350), compared to about $215 for India Network comprehensive plan with $250 deductible. India Network visitors medical insurance provides coverage for visitors and temporary workers of all ages, providing essential coverage needed while citizenship status is being resolved.

About India Network Foundation: India Network Foundation, established as a US non-profit organization, has been helping the Asian Indian community in North America with programs and grants to academics from India for more than two decades. India Network Foundation sponsors visitor health insurance to students, temporary workers (H1 visa holders) and their families. All insurance products sponsored by the foundation are administered by India Network Health Insurance and underwritten by ACE American Insurance Company. Additionally, plans are available from Nationwide Insurance.

About India Network Visitor Health Insurance Market Place
India Network Services administers visitor health insurance Market Place to help visiting parents, transient residents, tourists, students, temporary workers and their families. Cashless Visitor health insurance plans are offered for all age groups with network based comprehensive coverage and with pre-existing condition coverage.

For more information, visit http://www.kvrao.org or reach our operators at 855-428-3425.

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Greg Caine
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