(PRWEB UK) 19 December 2014
Specialist consumer comparison website, PayingTooMuch.com is urging travellers to ensure they have cover for any valuables checked into the hold of the plane, as the UK begins taking off on their Christmas travels.
With Christmas fast approaching, people are beginning to purchase travel insurance to cover their Christmas holidays. But those planning to travel with presents should ensure their gifts are covered by their travel insurance policy in case they are lost, damaged or stolen.
According to PayingTooMuch.com’s travel insurance expert, Beth Macer, many travel insurance policies do not cover valuables when checked into the hold, and often require you to keep valuables in your hand luggage or about your person.
She said: “Most insurers will cover presents under personal baggage cover, provided the item you are claiming for falls within the policy limits. However, a lot of policies have restrictions on the amount you can claim per item, which is usually around the £250 mark and it is also worth noting most policies have a total amount you can claim for valuables which is again usually £250.
“Also most insurers won’t cover fragile items such as china and glass, household goods and alcohol, and they won’t cover valuables that were not being carried as hand luggage, such as electronics, and jewellery - all common Christmas luggage items - so it is important to read the policy small print before you travel with gifts, to ensure you are adequately covered.
“Finally, in order for a claim to be valid, you will be asked to provide receipts for the item you are claiming for as evidence of ownership and value. She adds: “You will also usually be asked to keep damaged items to send to your insurer.”
Further comments and interviews available on request.
NOTES TO EDITORS:
PayingTooMuch.com is a leading price comparison website providing customers with the widest range of insurance products and unrivalled customer support. The company mission is to be the best, most up-to-date and unbiased price comparison website in the UK and internationally, helping people keep their personal finance bills down. To find out more visit http://www.PayingTooMuch.com.