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Best ways to use the income tax refund, as advised by Debt Consolidation USA
  • USA - English


News provided by

Debt Consolidation USA

Jan 14, 2014, 03:00 ET

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DebtConsolidationUSA.com
DebtConsolidationUSA.com

Philadelphia, PA (PRWEB) January 14, 2014 -- In an article titled “4 Ways You Can Put Your Income Tax Refund To Good Use,” Debt Consolidation USA give out tips to consumers about how they can utilize this extra money. Published January 10, this timely article can be something that consumers can include in their financial plans for 2014. The income tax refund is not really free money, but it is available money that consumers can claim to use in their household expenses.

Debt Consolidation USA provide 4 distinct suggestions that consumers can choose to use their income tax refund on.

The income tax return is the consumer’s unclaimed money and it is not growing with the IRS.

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1. Pay debt obligations. The article suggests that consumers should take care of their credit obligations. If this is not part of the budget, Debt Consolidation USA believes that this is the best place to put the income tax refund. At least, it will be one less to worry about.

2. Save the money. Another suggestion from the article is to save it. This is most advised for people who do not have enough money in their reserve fund. At the very least, it will help the consumer stay out of debt when the unexpected expense arises.

3. Invest the money. Investing is a great way to grow one’s money. The consumer is encouraged to invest in stocks and bonds - at least, if they do not have much debt and they have an emergency fund.

4. Increase the value of personal assets. This mainly refers to financing home improvements. The idea is to increase the value of the home - which will increase the personal net worth of the consumer. It can also be used to finance the studies of the consumer to help them get a raise.

The article strongly discourages consumers from using the money for entertainment purposes. It will be a waste of the money especially if the consumer has some debts to pay off.

Debt Consolidation USA also provide additional information about when consumers should file their income tax returns. They are highly advised to file early or before April 15. If they cannot file during these times, they are advised to file for an extension so they can file before October 15. Bottom line is, to make sure that they can file. According to the article, the income tax return is the consumer’s unclaimed money and it is not growing with the IRS. Even if the consumer is not planning on using it, they can at least put it in a savings account so it can grow on the interest.

To read the whole article click on this link: http://www.debtconsolidationusa.com/personal-finance/4-ways-you-can-put-your-income-tax-refund-to-good-use.html.

Debt Consolidation USA is a member of the International Association of Professional Debt Arbitrators (IAPDA) and is striving to be a one stop source of information about debt relief and personal finance.

Adam Tijerina, Debt Consolidation USA, http://www.debtconsolidationusa.com, +1 877-610-6990, [email protected]

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