Loanstream Wholesale Adds Multiple Niche Loan Programs Giving the Mortgage Financing Community More Options to Grow and Succeed

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OCMBC Wholesale Division Adds Commercial Loan Options with Competitive Pricing and Fast-Funding Programs to Mortgage Brokers


With these new commercial programs, we help Brokers with new options that can help homeowners purchasing an investment property or wealthy clients who need a partner for all their real estate purchases.

OCMBC, Inc. (, a mortgage lender offering client-focused services and comprehensive pricing options, announces the addition of new commercial and niche loan programs that round out the company’s innovative product offering for mortgage brokers, real estate agents, and home builders. These programs under OCMBC’s Wholesale Division, LoanStream Wholesale, are part of the company’s portfolio that serves unique needs in the mortgage and real estate market. LoanStream’s wholesale lending programs helps Mortgage Brokers serve a higher profile of clients and deepens existing relationships with new options for established clients who need real estate financing options.

Launched this fall, OCMBC’s new division serving the mortgage broker and loan officer community created cutting-edge mortgage products with competitive pricing and fast funding. This lineup includes conventional loans with multiple Fannie Mae and Freddie Mac loan products. LoanStream offers several government lending products including multiple Federal Housing Administration (FHA) programs such as a High Balance Financing, the Home Equity Conversion Mortgage (HECM), and the FHA 203k option. Also offered is a loan program through the Veteran’s Administration (VA) that offers high Loan to Value (LTV) options, including loans up to 100% LTV for those who qualify. For mortgage professionals assisting homeowners who are struggling to obtain financing because of the loss in equity in their homes, LoanStream offers both the DU Refi Plus and Open Access options with unlimited Combined Loan to Values (CLTV). In addition, at launch LoanStream offered multiple competitive Jumbo loan programs including both Fixed and ARM mortgages, for loan amounts up to $5,000,000.

LoanStream’s new Income Property and Commercial Loan products bring new and exciting options to the wholesale mortgage community. These programs are available in all of LoanStream’s markets with products such as the six-month LIBOR Adjustable Rate Mortgage (ARM) or three, five, seven, or ten year Fixed Hybrid Mortgages with multiple cash out and stated income options. The loan programs are an expansion of initial commercial programs from OCMBC. However, they are now offered through LoanStream, with more planned in the months ahead as mortgage brokers are increasingly seeking competitive commercial loan options. The aggressive LTV that are offered range from sixty to ninety percent of the total property’s value, giving brokers multiple options to secure their client’s commercial business. Recognizing the challenges that Mortgage Brokers face to increase their production in today’s market, LoanStream is helping Brokers to obtain new vertical opportunities, then establish and maintain long-term client relationships.

“For more than twenty years, OCMBC has provided innovative mortgage products to borrowers through a dynamic network of real estate and housing-industry partners. With the addition of LoanStream, now OCMBC seeks to better serve the Mortgage Industry with innovative products that ultimately benefit the borrower, backed by a fast and reliable loan experience for Brokers. With these new commercial and niche programs, we help Brokers with new options that can assist homeowners purchasing an investment property or wealthy clients who need a partner for all their real estate needs,” said President of OCMBC, Inc., Lina Colon. “We help Brokers with more loan programs and tools that deepen their relationship with clients and turn their first mortgage transaction into a lifetime of touch points and service options.”

Founded in 1990, OCMBC, Inc. is a privately-owned mortgage lender based in Orange County, California, that offers comprehensive product options along with client-focused services. Doing business in 18 states, the company offers programs to fit any borrower need for loans priced competitively against the nation’s top lending institutions. With a streamlined loan process, OCMBC’s staff promises to keep clients informed throughout their efficient processes. OCMBC, Inc. is a proud member of the Mortgage Bankers Association (MBA), California Association of Realtors (CAR) and National Association of Mortgage Brokers (NAMB). Visit for more information about their retail products and for wholesale solutions.

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James Mowrer, S.V.P of Sales
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James Mowrer, S.V.P of Sales
since: 04/2011
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