San Francisco, CA (PRWEB) February 13, 2014
Leading credit repair service 99CRS of North America Inc. has introduced competitively priced software that allows consumers to fix their own credit problems. Priced at just $99 the Do-it-Yourself Kit contains guidance in the most effective strategies used by credit professionals to monitor, repair and protect clients’ credit ratings.
The $99 price is all-inclusive and free of monthly charges.
“We find that credit conscious consumers are more and more interested in taking charge of their own financial health,” says company spokesperson Jamall Robinson.“By marketing this step by step software we provide them with all they need to deal with common credit issues. The response by our customers has been extremely positive.”
He notes that the typical credit report can contain information such as present and past addresses, employment information, income, marital status, number of dependents, birthdate and Social Security number. It can also list bad credit experiences with specific credit grantors, along with public records such as civil suits and judgments, bankruptcy records and other legal proceedings.
“There frequently is inaccurate or outdated information. Our software automatically supplies you with the very best and fastest ways to correct or delete it,” says Robinson.
Consumers are entitled to a copy of their credit report whenever a credit grantor bases a negative credit decision on the information included in it. Examples include being turned down for a credit card, car loan, insurance or employment. Consumers must also be given a list of everyone who has requested their report within the past year or more.
“Once you’ve received your credit history and identified items responsible for bringing your credit score down, our kit software will help you produce expert letters to dispute these negative items,” says Robinson. “Our professionally worded letters, sent directly from consumers, are often effective at getting credit bureaus to accept and investigate disputes. Investigations which cannot then be completed within 30 days—or in which disputed information cannot be verified—result in negative information being removed from the credit history.”
The firm also provides clients personalized assistance in securing new lines of credit, and Provides a General Credit Counsel Club Membership for $89.95.
For more information on 99CRS of North America Inc. and their credit repair Do-it-Yourself Kit, visit them online at https://99crs.com or phone (888) 379-1327.