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Kevin Leonard Discusses HECM Reverse Mortgage Figures For January 2015
  • USA - English


News provided by

Knack Media

Mar 11, 2015, 03:00 ET

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Kevin Leonard
Kevin Leonard
Youtube
Youtube

Speak with a reverse mortgage specialist if your are interested in learning more about this type of loan by calling (858) 999-3737

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(PRWEB) March 11, 2015 -- The reverse mortgage division from Kevin Leonard has early figures available regarding the Home Equity Conversion Mortgage or (HECM). According to Reverse Vision a provider of analysis, data and portfolio valuation services for the reverse mortgage industry, the HECM endorsements were relatively flat across both retail (+0.2%) and wholesale (-0.5%) in January, leading to a steady overall industry volume picture. The latest figures show that the big names in the industry still control most of the volume of units funded. Kevin Leonard and his staff of professionals offer reverse mortgages in Orange County, San Diego, Riverside and San Bernardino. They offer these types of loans for seniors that are 62 years or older and are looking to buy a home using a HECM purchase, or are looking to do a reverse mortgage with their current home. A reverse mortgage helps seniors that choose to stay in their homes, but do not want to make a mortgage payment. The loan amount is based on the senior’s age, and the equity available in the home. To learn more about reverse mortgages contact the office directly and speak with a reverse mortgage expert to discuss options.

December 2014 and January 2015 HECM endorsements ended up being very similar months for both retail and wholesale production. Also according to the reverse mortgage group their applications have remained steady though February and the begging of March. When a senior is interested in applying for a reverse mortgage there are some key factors to remember. Although there are no credit or income requirements, the property must be the primary residence and be in good condition. Once approved the applying senior has multiple options on how they can receive their cash. Some choose to receive it in one lump sum while others choose to receive monthly payments. Although these home loan programs seem confusing, they can be properly explained by working with someone who specializes in reverse mortgages. Discuss payment options and qualifying factors by calling the reverse mortgage lenders, and have a detailed proposal delivered to the residence by a mortgage originator. The group will schedule a reverse mortgage expert to hand deliver the paperwork to the interested senior.

About:
Kevin Leonard began in the mortgage business in 1997 and since then he has become one of the leading mortgage experts in the country, and has earned national acclaim for his efforts. Mr. Leonard prides himself in offering constant communication with his clients so that they have a full understanding of the loan process from start to finish. He is personally responsible for thousands of fundings, and along with his team, he has over 5 billion in residential loans funded to his credit. Mr. Leonard has a full understating of the loan process from start to finish, and also consults with a long list of mortgage bankers in the secondary market. There are few, if any, that have the experience that Kevin Leonard has in the mortgage industry. He was one of the first to register with NMLS in 2008 when it was first instituted, and currently is licensed in the state of California as a loan originator. His team is comprised of the top real estate brokers in California because of the team’s fast pre-approvals with the ability to fund purchase loans quickly. To speak with one of the best reverse mortgage companies in San Diego click on the highlighted link.
Contact:

Kevin Leonard
Phone: (858) 999-3737
NMLS #6279

Mason Baxter, Knack Media, http://www.knackmedia.com, +1 (877) 957-2244, [email protected]

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