New Private Health Care Exchange Available To Appraisal Institute Professionals

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Products offered by new Pearl Insurance Health Care Exchange meet or exceed U.S. government guidelines Of Minimum Essential Coverages.

All products offered by the new Pearl Health Care Exchange meet or exceed the U.S. government guidelines of Minimum Essential Coverages as outlined in the Affordable Care Act Individual Mandate. The Pearl Health Care Exchange is a private exchange marketplace for affordable insurance coverage. With this custom solution, Appraisal Institute Professionals have access to thousands of plans offered by more than 300 top health care carriers. This exchange lets professionals avoid impending tax penalties by enrolling in a plan.

"We've designed a robust exchange program that provides quality insurance at affordable rates," said Greg Ketay, Senior Vice President of Underwriting and Risk Management at Pearl Insurance. "We are very proud of this exchange and are even more proud to be providing this benefit to AI Professionals."

While choosing a plan, AI Professionals may shop online at or get free advice from a licensed agent by calling 800.222.9958. Enrollment is required by February 15.

By using the Pearl Health Care Exchange, AI Professionals may access Gold, Silver, and Bronze marketplace plans in their local areas. These plans give AI Professionals the ability to receive lower monthly premiums by estimating available federal tax subsidies and applying them directly to their health plan. Exchange carriers include Aetna, UnitedHealthOne, Blue Cross Blue Shield, Cigna, and Humana. Multiple top carriers offer members a variety of additional off-exchange plans.

Pearl Insurance acts as the REAGIT Group Insurance Program Plan Administrator. The Health Care Exchange is not affiliated with, endorsed or sponsored by the Appraisal Institute or REAGIT. With 60 years of experience providing the industry’s top insurance programs, Pearl Insurance ranks among the top direct-marketing third-party administrators in the United States. If you would like to learn more about the Pearl Health Care Exchange, please contact Scott Whitaker, Executive Vice President of Business Development, at 309.679.0283.

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