Private Health Care Coverage Available Through Pearl Insurance

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New health care exchange allows members of the West Virginia Association of REALTORS® access to thousands of affordable plans.

Enrollment for Pearl Insurance’s Health Care Exchange is now open to members of the West Virginia Association of REALTORS.® This private exchange marketplace allows members to shop for competitively priced insurance coverage offered by more than 300 of the industry’s leading health care carriers.

With access to thousands of plans, members can shop online at or over the phone at 855.465.0202, where they can receive free advice from a licensed agent while selecting a plan. Enrollment is required by February 15.

"We've designed a robust exchange program that provides quality insurance at affordable rates," said Greg Ketay, Senior Vice President of Underwriting and Risk Management at Pearl Insurance. "We are very proud of this exchange and are even more proud to be providing this benefit to members."

By enrolling in the Pearl Health Care Exchange, members can avoid impending tax penalties. Additionally, all products offered meet or exceed the U.S. government guidelines of Minimum Essential Coverages as outlined in the Affordable Care Act Individual Mandate.

The exchange allows members to gain access to all available Gold, Silver, and Bronze marketplace plans in their local areas. They also have the ability to estimate available federal tax subsidies and apply them directly to their health plan to receive lower monthly premiums. Carriers include Aetna, UnitedHealthOne, Blue Cross Blue Shield, Cigna, and Humana. Plus, members may choose from a variety of additional off-exchange plans from multiple top carriers.

Pearl Insurance has 60 years of experience providing the industry’s top insurance programs. Pearl Insurance is ranked among the top direct-marketing third-party administrators in the United States. If you would like additional information about the Pearl Health Care Exchange, please contact Scott Whitaker, Executive Vice President of Business Development, at 309.679.0283.

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