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Los Angeles, California (PRWEB) March 02, 2015
Lion Crest Funding has announced a new initiative that opens the door to hard money lending via existing IRA capital. In an effort to diversify IRA investments, while simultaneously avoiding disbursement or capital gains penalties, the Trust Deed Investments IRA Lending Program relies on self-directed IRA benefits. Investment benefits include substantial returns, diversification options, and individual tax benefits.
With many IRA staying the course with stocks and bonds, the goal of this program is to educate investors on a wider array of capabilities of one’s IRA capital. Adding property lending to one’s portfolio, given that it is managed by a recognized financial institution, allows the lender (IRA holder) to leverage this capital to enjoy tax deferred IRA gains.
Understanding the Tax Benefits
In traditional hard money lending agreements, the capital is loaned by the investor to the borrower.
The gains made on that loan are immediately taxable, as the income is immediate. However, when this capital is provided via a self-directed IRA, the gains are held within the IRA and all applicable taxes are deferred. This is a preferred arrangement for many who enjoy the deferred tax status of their retirement funds.
Lion Crest Funding IRA Trust Deed Investors Maintain ‘Title Lender’ Status
Despite the IRA tax deferred nature of these investment opportunities, investors maintain “title lender” status on the properties being financed. On the various deeds involved in these transactions, the lending investors are listed on the deed as the capital lender. This ensures ownership of the investment for all lenders involved.
For More Information –
Any inquiries regarding Lion Crest Funding’s Self-Directed IRA Trust Deed Investing Program, the tax benefits associated with the strategy, or general hard money policies can be directed to Yanni Raz- Lion Crest Funding CEO