In hopes of educating the citizens of Phoenix, Hastings and Hastings shares some important information about filing insurance claims
Phoenix, AZ (PRWEB) May 30, 2015 -- In hopes of educating the citizens of Phoenix, Hastings and Hastings shares some important information about filing insurance claims. Many people are intimidated by the insurance claims process, but Hastings and Hastings urges people to remain calm, and know that the insurance claims process is straightforward and not complex.
In order to highlight the simplicity of filing an insurance claim, an automobile accident will be used for illustrative purposes.
If you are in an automobile collusion the first thing you should always do is call 911 and get a police report, even if it seems unnecessary this step is absolutely crucial to any claim you may have. After getting an officer to the scene, you must first share information with the other driver. This involves exchanging names, insurance providers, and any relevant details regarding the collision. The moment you secure the information, you ought to contact your insurance company. They will ask for a brief statement describing the accident, and a description of the other driver. The insurance company will file a claim, create a claim number, and assign someone to manage your case.
“After the initial filing, an investigation will ensue. A claims adjuster, or someone with a similar title will be trusted with the task of piecing together what actually happened. The claims adjuster may call you for additional remarks. Also, the claims adjuster will interview witnesses and review police reports. At this point, you have the opportunity to provide the claims adjuster with medical records indicating the severity and nature of your injuries,” said Sean P. Hennick, of Hastings and Hastings.
After the claims adjuster is finished evaluating your case, you will most likely receive a settlement offer. The settlement is designed to compensate you for your losses, but insurance companies will often attempt to low ball you at this point. You can refuse to accept the settlement. If you intend to refuse the settlement, then it is important to reach out to an attorney.
“Insurance companies have extensive experience with accidents and injuries. They are usually trying to secure the highest possible settlement for themselves, and the lowest possible settlement for you. For the best possible results you ought to speak to attorney about your case. At Hastings and Hastings we deal with accidents and injury cases on a daily basis, and have recovered millions of dollars in compensatory damage for our clients. Feel free to reach out to us if you’re involved in an accident,” said Hennick.
With over 150 years of combined experience, Hastings and Hastings has seen almost everything insurance companies can fire at a client. If you have been involved in automobile accident, secure
Kristi Guell, Hastings and Hastings, http://hastingsandhastings.com, +1 (480) 706-1100, [email protected]
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