Anyone who works has a need for disability insurance.
San Luis Obispo, CA (PRWEB) May 30, 2015
San Luis Obispo insurance agent Susan Polk announced today that she is offering a free analysis and consultation for anyone interested in disability insurance.
The offer coincides with Disability Awareness Month, which was created by the non-profit organization Life Happens. Industry members across the United States such as Polk recognize the proclamation, and use it as a time to raise awareness about the possibility of disability, as well as the often-overlooked need for disability insurance and wise income protection planning.
Who needs disability insurance?
Anyone who works has a need for disability insurance. According to a Life Happens survey, nearly half of Americans wouldn’t make it more than month without a paycheck before financial difficulties began to arise.
Many workers wrongly assume that their employer or the state covers them, but many states offer no disability coverage, and the ones that do only offer it short term. Often it is also very difficult to qualify for disabled status, and recipients often need to be out of work for a year already in order to apply.
Workman’s comp also offered only to people who have been injured on the job. According to a study done by the Council for Disability Awareness, nine out of ten disabilities are caused not by accidents but by illness.
San Luis Obispo insurance agent Susan Polk will be offering a free consultation and rate analysis for anyone who is interested in learning more about disability insurance.
About Susan Polk Insurance
Based in San Luis Obispo, Susan Polk Insurance has been serving clients across the Central Coast and beyond since 1988. She has seven agents within her company that do business with clients in California, Arizona, Alaska, Colorado, Nevada, Idaho, Oregon and Texas.
Besides disability insurance, Polk also offers: individual health plans, group health plans, Medicare plans, life insurance, long-term care planning, and travel insurance.
Susan Polk Insurance
1443 Marsh St
San Luis Obispo, CA 93401
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