Although the number and rate of property crime offenses in the U.S. has been dropping in recent years, as detailed by the Insurance Information Institute, there were still 1,928,465 burglary offenses.
(PRWEB) June 27, 2015
This summer season, as travelers unwind across the nation and globe, burglars are on the watch both at home and on the road. While most travelers will return from vacation unscathed, a certain percentage will either experience theft at their destination or come home to evidence of theft and damage. NativeAmericanJewelry.com has put together a list of things to consider when insuring jewelry and other valuables.
Although the number and rate of property crime offenses in the U.S. has been dropping in recent years, as detailed by the Insurance Information Institute, there were still 1,928,465 burglary offenses. Any preemptive steps that can be taken by consumers to avoid stress down the road are highly recommended.
One of the first steps when insuring jewelry is to document it. If possible, the original receipt should be saved as well as any certificates that may come with each piece. Photographing jewelry is highly recommended, especially with handcrafted or custom jewelry. These items also help for any appraisals that may need to be done. “Insurance companies often require an appraisal to insure jewelry. They may request a particular appraiser or specific requirements for the appraisal process. Make sure you ask your insurance company about everything they will need to appraise and insure the jewelry,” adds Onida.
The more a consumer knows about their insurance policy, the easier and less stressful it can be to assess what they need to do in the case of theft or damage. NativeAmericanJewelry.com recommends understanding every aspect of an insurance policy. “What kind of damage and loss does your policy cover? How do you get compensated for the piece? Will they compensate the full cost of custom work? What will you need to make a claim? These are all important questions to ask your agent about your policy,” explains Onida.
Once the correct policy is in place, ongoing maintenance of the jewelry will make a difference in the overall care of treasured valuables. Regularly check jewelry for wear, loose settings, and sizing changes. “Authentic Native American jewelry is constantly gaining value. With a limited group of artisans creating jewelry in the authentic styles of their tribe, Native pieces are truly one-of-a-kind as they are individually handcrafted. We urge Native American jewelry collectors to insure and protect all their jewelry,” concludes Onida.
View authentic Native American jewelry at NativeAmericanJewelry.com.
NativeAmericanJewelry.com is an online leader in Native American jewelry and accessories. To contact Steven Onida and NativeAmericanJewelry.com, call 1-888-659-2164 or email support(at)NativeAmericanJewelry(dot)com