SNL Financial Reveals that China’s Bank Assets Rose to 178.8 Trillion Yuan in Q1, 2015.

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The latest analysis from SNL Financial explores the state of China’s banking sector, performance of banks and deal activity.


Top China Banks By Assets

Industrywide, China's bank assets rose to 178.8 trillion yuan (US$28.84 trillion) at the end of Q1, 2015.

Announced today, SNL Financial has released a new report investigating the state of China’s banking sector. Using the latest financial data, the report contains a ranking of the top 15 Chinese banks by assets, an economic and industry overview, risk profile of the sector, shadow banking, free trade zones, branch network information, M&A, regulation and a summary of common stock offerings.


  • Industrywide, bank assets grew 13.84% to 172.3 trillion Chinese yuan (US$28.55 trillion) at the end of 2014 from 151.35 trillion yuan (US$25 trillion) a year earlier. The figure rose to 178.8 trillion yuan (US$28.84 trillion) at the end of first quarter of 2015.
  • China’s largest bank, Industrial & Commercial Bank of China Ltd., held 20.61 trillion Chinese yuan (US$3.32 trillion) in assets at the end of 2014. China Construction Bank Corp. was the country’s second-largest bank with 16.74 trillion yuan (US$2.70 trillion) in assets.
  • The banking industry’s weighted-average Tier 1 capital ratio rose 112 basis points year over year to 10.97% at the end of 2014, though that is still lower than most of Asia-Pacific nations, such as Japan, Indonesia, Malaysia and Australia. China, on the other hand, has a higher credit-to-GDP ratio than the four countries.
  • The weighted-average nonperforming loan ratio climbed to 1.22% at the end of 2014 from 0.95% at the end of 2013 and 0.92% at the end of 2012. Growing NPLs are a concern for the Chinese economy.
  • Credit default swaps on five-year sovereign bonds dropped to 90.62 basis points as of April 27, 2015, down from the mid-2013 peak of 145.91 basis points.
  • Shares in four of the five largest Chinese banks have outperformed an SNL Financial index for large-cap Asian banks since 2013. Between Jan.1, 2013, and April 27, 2015, shares in Bank of China Ltd. and Bank of Communications Co. Ltd. jumped 74.33% and 46.72%, respectively, while the SNL Large Cap Asia-Pacific Bank index rose 33.28%. Only Agricultural Bank of China Ltd.’s stock rose less than the index.
  • There have been six announced acquisitions of stakes in Chinese banks since the start of 2014. The most recent deal is the Feb. 13, 2015, purchase of a 5% stake in Industrial bank Co., worth US$2.04 billion, by a group of undisclosed institutional investors.

Thank you for citing SNL Financial if you choose to use this information in your reporting.

Notes: SNL Financial is publishing a number of similar analytical pieces for other key economies across the globe. To request data on other regions, please email

About SNL Financial
SNL Financial is a leading provider of financial information on more than 6,500 public companies and 50,000 private companies in business sectors critical to the global economy: Banking, Financial Services, Insurance, Real Estate, Energy, Metals & Mining, and Media & Communications. The SNL information service integrates breaking news, comprehensive data and expert analysis into an electronic database available online and updated around the clock.

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Kelly Chan
since: 01/2013
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