Robert Kottmeier Announced as New Chief Credit Officer of Breakout Capital

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Breakout Capital Finance, LLC, announced the appointment of Robert Kottmeier, formerly Chief Credit Officer of GreenSky, as its new Chief Credit Officer.

Breakout Capital Finance

Breakout Capital today announced the appointment of Robert Kottmeier, formerly Chief Credit Officer of GreenSky, as its new Chief Credit Officer. Mr. Kottmeier will assume responsibility for credit risk management across all products available on Breakout Capital’s platform. Mr. Kottmeier has over 18 years of risk management experience with a focus on the creation and implementation of credit policies and leadership of strategic customer initiatives. Mr. Kottmeier specializes in credit policy, loss mitigation, predictive modeling, and fraud management.

“We are thrilled to welcome Rob as a key member of our executive team," said Breakout Capital CEO Carl Fairbank. “Rob has extensive experience in managing credit risk and forecasting credit performance for multi-billion dollar companies throughout each stage of the economic cycle. The addition of Rob will not only optimize our credit performance, but also helps solidify our position as a meaningful player in the small business finance market.”

“I am very excited to join the Breakout team and assist on their journey of empowering small businesses,” said Mr. Kottmeier. I am very supportive of Breakout’s philosophy and approach and look forward to helping Breakout become the leader in small business financing.”

Prior to joining Breakout Capital, Mr. Kottmeier was Chief Credit Officer for GreenSky where he developed credit policy and portfolio management strategies to enable significant growth in the company’s loan portfolio. Before working at GreenSky, Mr. Kottmeier held a variety of senior roles in the US Credit Card business at Capital One Financial Corporation over a 16-year period encompassing credit risk management, fraud and exposure management, new customer acquisition, product valuation, and underwriting expertise across consumer and small business card products. Mr. Kottmeier received a BSE in Computer Science from Princeton University and holds an MBA from the Fuqua School of Business at Duke University.

Breakout Capital is excited to bring on Mr. Kottmeier’s experience and expertise to continue offering incredible value, insight, and industry knowledge to its growing clientele.

Breakout Capital, headquartered in McLean, Va., is a small business funding company providing a wide range of working capital solutions to small- to medium-sized businesses across the country. Breakout Capital’s product suite includes business cash advance, short and long term business loans, SBA loans, and a wide range of factoring solutions. Leveraging the management team’s extensive experience, Breakout Capital provides each small business client with an innovative, tailored funding solution. With a laser focus on honesty, integrity, transparency, and flexibility, Breakout Capital is changing the financial landscape for the millions of small businesses in need of funding. For more information, visit

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