Financial Advisor Jeremy Keating and Capital Income Advisors Announce ciaWOMEN Initiative

Share Article

Financial Planner Jeremy Keating of Capital Income Advisors has launched the firm’s new ciaWOMEN Initiative, offering comprehensive financial advisory services designed specifically to help women take control of their wealth and plans for retirement.

retirement planning, annuities, financial advisor, retirement income, retirement nest egg, retirement income

Capital Income Advisors

There is a very real fear among women of all income brackets that they will one day become penniless, homeless 'bag ladies'

Jeremy Keating of Capital Income Advisors announced the firm’s new, woman-centric money management initiative called ciaWOMEN. The initiative was created to address a glaring lack of financial services structured around the unique concerns of women regarding wealth management.

According to a recent 2013 study from Allianz Life Insurance Company of North America, despite their growing status as primary breadwinner and chief financial officer of their households, women still fear becoming a "bag lady" by the time they reach retirement age. The study, titled “Women, Money, and Power,” examines how women prefer to learn about finances, and how family dynamics are shifting women's roles with respect to money and financial planning.

Keating says that CIA wants to be San Diego’s go-to financial advisor for women who want to take control of their financial lives. Whether the client is a busy corporate executive or a mother managing a demanding family schedule, time is her most valuable commodity. CIA’s Wealth Design Process™ helps women save time by simplifying their financial situation, pursuing their future and reducing their risks. The goal is to help provide peace of mind and financial comfort so she can get back to enjoying the life she has earned.

Keating says the ciaWOMEN approach begins with addressing some of the major challenges that many women face when it comes to managing their wealth, including the need to create a vision for their future. Keating helps them determine what is most important to them, and from there works with his female clients to create a wealth design, a customized plan for the future, and a path to pursue making the most of the wealth they have accumulated during their lifetime.

“Our focus is on helping women achieve their financial goals by increasing their returns, minimizing taxes and expenses, mitigating risk and coping with life changes,” Keating says. “We partner with women who want to take control of their wealth—including women in transition (for example divorcees, widows and those preparing for retirement) as well as entrepreneurs and professionals who want to take a more active role in their finances.”
By actively listening to the concerns of their female clients, Capital Income Advisors has developed a new approach to helping women build and grow their wealth, one that creates a comprehensive program that covers every aspect of their financial lives.

By becoming a part of the ciaWOMEN community, women can also connect with other like-minded peers, learn more about financial issues and become even more empowered in managing their financial future.

The study results have implications that should serve as a wake-up call to financial institutions that have traditionally failed to serve women as well as they serve men. A major part of the Allianz study describes just how much economic power women have today. Using a survey to poll women ages 25-75 with household incomes of $30,000 or more, the study reveals that 57 percent said they have more earning power than they ever had before, and 60 percent said they are their household’s primary breadwinner. Fifty seven percent of women who participated in the study said they handle most of the family’s major investment decisions and retirement planning, and 59 percent said they are the ones to teach their children about money.

Among the married women surveyed, 33 percent had been through a divorce and 42 percent of the divorced women surveyed had not remarried. One in five women cohabitated with a partner to whom were not married, and of that group 33 percent were in a same sex relationship. Some women had elderly parents or adult children living with them, some were single mothers, and there were single women without children surveyed who worry about who will take care of them as they age. With so many different concerns, marketing financial services to women as though they are married and happily living off of their husband’s income is no longer acceptable.

An additional take away that the financial industry needs to acknowledge is the potential for women to become active, participating clients, but so far women continue to be underserved by a majority of financial institutions. While the traditional dynamics of the “average” family have changed, women’s financial concerns have also changed and the industry has been sluggish to catch up. Keating says that CIA is a front-runner in woman-centered financial planning services, and understands the complex and diverse lifestyles women live today.

Overall, 90 percent of the women who participated in the survey felt they should be more involved in their financial planning. According to the study, there is a very real fear among women of all income brackets that they will one day become penniless, homeless “bag ladies.”

“Women prefer strong relationships, and feeling that their financial advisor cares about their future is important to them,” Keating says. We developed the ciaWOMEN initiative to provide strategies and services that meet these needs, with the aim of empowering them to enjoy taking control of their financial future.”

For more information and to receive a brochure detailing the ciaWOMEN initiative, visit the Capital Income Advisors website, email jkeating(at)capitalincomeadvisors(dot)com, or call (800) 875-1986.

About Capital Income Advisors:

The primary focus at Capital Income Advisors is retirement planning. Jeremy Keating and the CIA team of advisors treat their clients as they would treat members of their own family. CIA strives to help create sound retirement income strategies for men and women in or nearing retirement, thereby instilling confidence that their retirement income will last as long as they do.

Capital Income Advisors serve all of Northern and Southern California, all across Texas including, Houston, Dallas, Austin, San Antonio, Midland, and the New York Tri State area. CIA offers retirement income strategies, wealth accumulation, asset protection, annuities, life insurance, tax minimization strategies, long-term care, IRA and 401(k) rollovers.

About the ciaWOMEN initiative:

Capital Income Advisors developed ciaWOMEN to be a nurturing, thriving, evolving and supportive community for women to receive exceptional advice from experienced financial advisors who are passionate about helping them build and grow their wealth, and take control of their financial lives. ciaWOMEN also offers opportunities for women to connect with like-minded women who share similar experiences.

CIA professionals provide personal financial advice in an objective and pressure-free setting. By simply listening more and talking less, CIA helps women find their own answers.

Securities offered through Securities America, Inc., Member FINRA/SIPC. Advisory services offered through Securities America Advisors, Inc. and Arbor Point Advisors LLC. Capital Income Advisors, Securities America, Inc., and Arbor Point Advisors LLC are separate entities.


Share article on social media or email:

View article via:

Pdf Print

Contact Author

Jeremy Keating

Liz Ernst
since: 09/2009
Follow >
since: 04/2011
Like >

Follow us on
Visit website