Kilter Group Launches Complimentary Policy Review Service For Universal Life Insurance Policyholders

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For a universal life policy that has been negatively affected by recent price increases or has lower than expected returns, the Kilter Group can help evaluate if the policy is still adequately meeting your needs. Kilter Group can help determine whether the policy is healthy or a potential time bomb.

It has recently been reported in several news outlets such as InsuranceNewsNet, https://insurancenewsnet.com/innarticle/life-carriers-imposing-huge-rate-hikes-on-some-policyholders, that several major life insurance carriers have raised the premium costs for large blocks of in force universal life insurance policies. In some cases, these rate hikes have resulted in an over 100% increase to the cost of insurance for these policies. This has placed an unexpectedly large burden on policyholders.

As a result, many policyholders are seeing their hard earned cash values dwindle rapidly as a result of these increases. Some are being forced to contribute large sums of cash to simply keep the policy in force. Worse yet, some policies are being lapsed after years of premium payments.

For a universal life policy that has been negatively affected by recent price increases or has lower than expected returns, the Kilter Group can help evaluate if the policy is still adequately meeting your needs. Kilter Group can help determine whether the policy is healthy or a potential time bomb. Depending on the individual situation, better coverage options may be available.

For a complimentary policy review or more information, please contact Joseph Gentile, JD* at 120 Broadway, 37th Floor, New York, NY 10271 (telephone: 917-951-5187; e-mail: Jgentile(at)kiltergroup(dot)com). Life insurance licensed in NY, NJ, CT, PA.

Contact:

Joseph Gentile, JD*
120 Broadway, 37th Floor
New York, NY 10271
O: (212) 701-2546
C: (917) 951-5187
Jgentile(at)kiltergroup(dot)com

Registered Representative and Financial Advisor of Park Avenue Securities, LLC (PAS), 212.701.7900. Securities/products and advisory services offered through PAS, a registered broker/dealer and investment advisor. Financial Representative, The Guardian Life Insurance Company of America (Guardian), New York, NY. PAS is an indirect, wholly owned subsidiary of Guardian. PAS is a member FINRA, SIPC. Kilter Group LLC, is not an affiliate of PAS or Guardian.

*Not practicing for Guardian or any subsidiaries or affiliates thereof.

2016-19048 Exp. 2/18

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Joseph Gentile
Kilter Group
+1 (212) 701-2546
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