Jefferson Security Bank’s Board of Directors Appoints New President and CEO

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Jefferson Security Bank, a community bank serving the Eastern Panhandle, has appointed their first woman president and CEO.

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Cynthia A. Kitner, Jefferson Security Bank President & CEO

Cindy has been a visionary throughout her career at Jefferson Security Bank.

Jefferson Security Bank’s Board of Directors has appointed Cynthia A. Kitner as the new President and Chief Executive Officer of Jefferson Security Bank (JSB), effective March 16, 2016.

K. Stephen Morris served as the President and CEO of JSB and as a member of the Bank’s Board of Directors since 2003. Mr. Morris will officially retire on April 20, 2016 and will serve as the Chief Strategy Officer until such time.

Kitner, a certified public accountant with more than 18 years of banking experience in both public and private sector accounting, said she is ready for the next step in her banking career. “I am honored to serve as Jefferson Security Bank’s next President and CEO,” she said. “I look forward to continuing to serve our diverse local communities in my new position.”

Kitner joined the Bank in 2005 and has served as the Executive Vice President and Chief Financial Officer since March 2007. Prior to that time, she served as the Senior Vice President and CFO. As CFO, she has worked to ensure proper financial accounting and reporting of the Bank’s operating results. She also has been directly responsible for the oversight and management of the finance, risk management and compliance departments.

Kitner also holds the positions of Risk Management Officer, Compliance Officer, Customer Information Security Program Coordinator, Community Reinvestment Act Officer and Corporate Secretary.

In her more than 10 years with JSB, Kitner has provided mentoring and leadership for several departments, including human resources, information technology and loan review, while assisting Morris with pivotal projects.

Kitner’s ability to provide support and make critical decisions during the development and implementation of new bank policies, procedures, strategies and objectives has made her a valuable asset to the Bank, according to James Davis, Chair of JSB’s Board of Directors.

“Cindy has been a visionary throughout her career at Jefferson Security Bank,” Davis said. “We are confident that she is the right person to fuel the Bank’s momentum.”

Visit to learn more about JSB.

About Jefferson Security Bank
Jefferson Security Bank is an independent community bank evolving with the needs of the customers and the communities it serves. Serving individuals, businesses and community organizations, Jefferson Security Bank strives to support entrepreneurial efforts within its target markets. Delivering long-term value to its shareholders is at the core of the organization’s culture. Jefferson Security Bank is a West Virginia state-chartered bank that was formed and opened for business on May 19, 1869, making it the oldest bank in Jefferson County, West Virginia. Originally chartered as Jefferson Savings Bank, it changed its name to Jefferson Security Bank in 1909. The bank provides general banking services within its primary market area of Jefferson and Berkeley counties in West Virginia and Washington County, Maryland, and in its secondary market of Frederick County, Virginia. Visit for more information.


Media Contact:
Sandy Sponaugle
304-876-8321 (office)
304-702-0350 (cell)

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Jefferson Security Bank
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