A lot of consumers fail to realize that credit cards, especially ones that earn cash back in rotating categories, gear their rewards toward holiday purchases...
Burlingame, CA (PRWEB) October 18, 2016
NextAdvisor, a leading consumer information website, has released its list of the best credit cards for holiday shopping. Editors researched a number of credit cards from top issuers, including American Express, Discover, Chase, Citibank, Bank of America and more, to determine which cards offer the best cash back rewards on holiday purchases and which cards offer the longest 0% intro APR on purchases. Once the list was complete, they detailed their findings in two blog posts: Best Cash Back Credit Cards for Holiday Shopping and Pay No Interest on Holiday Purchases with These Credit Cards.
"A lot of consumers fail to realize that credit cards, especially ones that earn cash back in rotating categories, gear their rewards toward holiday purchases," said Julie Myhre-Nunes, Director of Content at NextAdvisor. "So, while you may have a go-to rewards credit card for everyday purchases, there's a handful of other cards that can be earning you more during the holidays. To help our readers find the best cash back credit cards for their holiday spending habits, we divided the cards into four categories: best for gift purchases, best for groceries and travel, best for all purchases and best for sharing the spirit of the season."
NextAdvisor’s list of the best cash back credit cards includes Discover it - Cashback Match and Chase Freedom - $150 Bonus for gift purchases, the Blue Cash Preferred Card from American Express and the BankAmericard Cash Rewards Credit Card for groceries as well as travel, Chase Freedom Unlimited and the Citi Double Cash Card - 18 month BT for all purchases and the Susan G. Komen Credit Card to share the spirit of the season.
Some of the these cards also landed a spot on the 0% intro APR credit cards list, which includes Citi Diamond Preferred, the Citi Simplicity Card - No Late Fees Ever, Chase Freedom - $150 Bonus, Discover it - Cashback Match, the Blue Cash Preferred Card from American Express and the BankAmericard Cash Rewards Credit Card.
"Using a credit card with a long 0% intro APR period for your holiday spending is a smart choice, as it'll give you plenty of time to pay the balance without racking up interest," said Associate Editor Jocelyn Baird. "Some of the long 0% intro APR cards we detailed also offer cash back rewards on holiday purchases, giving consumers the best of both worlds."
See the best cash back credit cards for holiday shopping here: http://www.nextadvisor.com/blog/2016/10/03/best-cash-back-credit-cards-for-holiday-shopping/
Also, find a list of the cards with long 0% intro APRs on purchases here: http://www.nextadvisor.com/blog/2016/10/10/pay-no-interest-on-holiday-purchases-with-these-credit-cards/
NextAdvisor provides independent reviews of online services for consumers and small businesses. The company's mission is to help its visitors save money and make optimal buying decisions by presenting them with useful comparisons, reviews of service providers and a clear explanation of each service and how it works. The company currently reviews, compares and explains personal finance topics like credit cards, credit report monitoring, savings accounts and personal loans, as well as other topics related to technology, small business services and more.