John W. Crane, CLU®, ChFC®, MBA Earns Retirement Income Certified Professional® (RICP®) Designation

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John W. Crane, CLU®, ChFC®, MBA of First Financial Group has earned the Retirement Income Certified Professional® (RICP®) professional designation from The American College, Bryn Mawr, PA. Candidates for the RICP® designation must complete a minimum of three college-level courses, pass a series of two-hour proctored exams, have three years of experience, meet stringent ethics requirements, and participate in The College’s continuing education program.

The RICP® educational curricula is the most complete and comprehensive program available to professional financial advisors looking to help their clients create sustainable retirement income.

John W. Crane, CLU®, ChFC®, MBA of First Financial Group has earned the Retirement Income Certified Professional® (RICP®) professional designation from The American College, Bryn Mawr, PA.

Candidates for the RICP® designation must complete a minimum of three college-level courses and are required to pass a series of two-hour proctored exams. They must also have three years of experience, meet stringent ethics requirements, and participate in The College’s continuing education program.

The RICP® educational curricula is the most complete and comprehensive program available to professional financial advisors looking to help their clients create sustainable retirement income. The rigorous three-course credential helps advisors master retirement income planning, a key focus area not fully covered in other professional designation programs. From retirement portfolio management techniques and mitigation of plan risks to the proper use of annuities, employer-sponsored benefits and determining the best Social Security claiming age, the RICP® provides a wealth of practical information for advisors.

Using the most current techniques, RICP® identify retirement income needs and objectives and evaluate a client’s current situation relative to those goals. Individuals who earn a RICP® can provide specialized advice on a broad range of retirement topics including income needs and objectives, estate issues and other risks to the retirement income planning, Social Security, health insurance and housing decisions, and income taxation.

Based in Alexandria, VA, John W. Crane, CLU®, ChFC®, RICP®, MBA serves clients throughout the Virginia, Maryland and Washington, D.C. area. In order to offer personalized attention and a high level of service, he only works with a select group of clients. These clients are business professionals, corporate executives of small and mid-sized businesses and specialty specific medical doctors. Through following a unique financial management process, he works closely with his clients to create strategies that not only address their current needs, but also future goals, working alongside them for the many years to come.

The American College is the nation’s largest non-profit educational institution devoted to financial services. Holding the highest level of academic accreditation, The College has served as a valued business partner to banks, brokerage firms, insurance companies and others for over 86 years. The American College’s faculty represents some of the financial services industry’s foremost thought leaders. For more information, visit TheAmericanCollege.edu.

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JOHN W. CRANE, Registered Representative and Financial Advisor of Park Avenue Securities LLC (PAS). 7101 Wisconsin Avenue, Suite 1200, Bethesda, MD 20814. Securities products/services and advisory services are offered through PAS, a registered broker-dealer and investment advisor. (301) 907-9030.

Financial Representative, The Guardian Life Insurance Company of America (Guardian), New York, NY. PAS is an indirect wholly-owned subsidiary of Guardian. First Financial Group is not an affiliate or subsidiary of PAS or Guardian.

PAS is a member of FINRA, SIPC.

2016-31013 Exp 11/18

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