consumers need to contact their lender or bank
CHICAGO (PRWEB) November 14, 2017
Identity theft is a serious problem that a lot of consumers experience and National Debt Relief aims to help people get through it. The article titled “How To Get Your Life Back On Track After Identity Theft” released November 6, 2017, shares some of the things people need to do to help them get their life back on track.
The article starts off by highlighting the fact that identity theft is a frightening experience for anyone. A lot of online predators use credit card scams where it is easy to steal consumer’s personal information. The challenging part is that affected consumers usually do not have an idea the steps they need to take to address their problem. This is where the article comes in to help.
The article explains that consumers need to contact their lender or bank where the breach happened. The idea is that consumers need to close down the affected account. This is to help avoid any more fraudulent activity on the account. This is because there are some institutions that will charge $50 which is the maximum liability allowable under the Fair Credit Billing Act.
The article also shares that it is a good idea for consumers to pull out a copy of their credit report. It is best if consumers get copies from the three main credit-reporting agencies. For one, they would be able to verify if the identity theft has been happening for a longer period of time. Checking all three reports will also help them identify suspicious activities that might not show up on other credit reports.
To read the full article, click here https://www.nationaldebtrelief.com/identity-theft-recovery/