Neptune Flood Insurance Brings Certainty to Real Estate Market and Homeowners

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NFIP Potential Lapse on December 22 has a Simple Solution

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Neptune Flood has no waiting period which helps us provide immediate coverage to customers referred to us for a loan closing. With Neptune’s robust coverage options and competitive rates, it’s a win-win for everyone, said Garrett Mitchell, VP of Rocket MGA.

The Federal Emergency Management Agency (FEMA) recently published guidance on how to handle a potential lapse in the National Flood Insurance Program (NFIP), which is set to expire December 22, 2017. In their 9-page document, they failed to mention the simplest solution, which is not to rely on the debt-ridden government backed program.

The fact is, there are many private flood insurance options, including Neptune Flood which offers better pricing, higher limits and coverage options not available through the NFIP. Currently offered solely in Florida, Neptune will be available in 18 states in early 2018. Unlike the NFIP, which has a 30-day waiting period once you apply, Neptune offers instant coverage. In less than three minutes and without elevation certificates, homeowners can buy a policy and save up to 25% off their flood insurance. Neptune’s policy is backed by the world’s leading insurance market, “A” rated Lloyd’s, and meets all the provisions required by Biggert-Waters Flood Insurance Reform Act of 2012, which means mortgage companies accept the coverage.

Don’t be held hostage by the government’s inability to timely reauthorize the Nation’s flood program. There is a better way, Neptune Flood and other surplus lines, private flood carriers have already provided more than 25,000 homeowners in Florida with flood insurance this year. If you’d like to get a Neptune Flood quote, please contact Rocket MGA at 1-800-269-3692.

About Neptune Flood Inc.

Neptune Flood utilizes advanced mapping technologies and aerial remote sensing to create sophisticated algorithms for the risk of flooding. This revolutionary approach to pricing flood insurance often results in superior coverage and savings over the NFIP of up to 25% and is available to homeowners in high risk and preferred flood zones.

Neptune Flood’s policies are backed by Lloyd’s of London, rated “A” (Excellent) by A.M. Best. Neptune Flood is a Lloyd’s Coverholder, currently offering coverage in Florida, with authority to provide flood insurance throughout the US.

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Stephanie Lee
Neptune Flood
+1 (813) 727-1535
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since: 09/2016
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