Try making small sacrifices now to put you in a better position in the future and to accomplish your goals.
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HOUSTON (PRWEB) January 22, 2018
A budget makes one responsible for their goals and outcomes. “Saving can also buffer you from a chain reaction of catastrophic events,” said Noe Martinez, owner of Liberty Tax Service.
In order to help people save and budget, Martinez lists the following five tips:
No. 1: Create a written budget. Writing a budget in black and white gives it more meaning. “Include your spending habits,” noted Martinez. “Ask yourself, ‘Do I spend impulsively? Do I have cash to make it through the next paycheck?’”
No. 2: Gather receipts. People should keep all receipts for one month, including pay stubs, utility bills, credit card statements, etc. “Put all your information on paper, in an Excel spreadsheet or other document,” advised Martinez. “Subtract your expenses from your income.”
No. 3: Look for ways to cut back. “Try making small sacrifices now to put you in a better position in the future and to accomplish your goals,” stressed Martinez. “Weigh whether you need something or if you just want it.”
No. 4: Put money in a savings account. “Pay yourself by putting money into a savings account for a short-term or long-term goal,” stated Martinez. “Set aside some money for unexpected expenses, such as car repairs, etc.”
No. 5: Don’t give up. “If you slip up, get back on track immediately and continue working on your goals,” concluded Martinez. “Learn from your mistakes.”
About Liberty Tax Service
Liberty Tax Service provides custom services designed to meet all tax needs. It provides personal tax preparation, business tax preparation and Hispanic services. For more information, please call (281) 829-9777, or visit http://www.libertytax.com. Liberty Tax Service is located at 829 South Mason, Suite 230, Katy, TX 77450. Mr, Martinez is an Enroll Agent.
About the NALA™
The NALA offers small and medium-sized businesses effective ways to reach customers through new media. As a single-agency source, the NALA helps businesses flourish in their local community. The NALA’s mission is to promote a business’ relevant and newsworthy events and achievements, both online and through traditional media. The information and content in this article are not in conjunction with the views of the NALA. For media inquiries, please call 805.650.6121, ext. 361.