BSG Financial Group Webinar to Instruct Community Financial Institutions How to Update Lending Processes to Profitably Offer Small Business and Consumer Loans

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Session to Introduce a Digital Lending Strategy that Allows Financial Institutions to Improve the Customer Lending Experience and Effectively Compete with Non-Bank Lenders

The solution is tailored specifically to small business and consumer loans, which lend themselves to a fully automated origination, underwriting, approval and monitoring process.

BBSG Financial Group, a provider of revenue-enhancing programs and compliance solutions for financial institutions nationwide, announced today it will host a webinar for financial institutions entitled, "From Dinosaur to Digital: Learn the Strategy to Grow Profitable Small Business and Consumer Loans." The free webinar—which is part of an ongoing educational series that the company provides for its clients and potential customers—will teach community financial institutions how to update and automate their lending processes using digital technology in order to grow small business and consumer loans. The webinar will be held on Thursday, May 24 at 11 am EST.

BSG Financial Group is hosting this webinar to help community financial institutions recapture the staggering number of small business and consumer loans lost primarily to online lenders. According to FDIC data, over half of all business loans are less than $100,000, but in the last 10 years, market share for community FIs in this key small business segment has plummeted from over 50% to a mere 18%. Similarly, consumer loans under $35,000 represent a $1.4 trillion market, but according to TransUnion, online lenders now exceed all financial institutions in serving this segment.

The webinar instructs community financial institutions how to implement digital technology that is targeted specifically to these important loan segments in order to generate new loans among existing customers as well as acquire new loans and deposit accounts.

“This technology is not an LOS nor a ‘one-size-fits-all’ digital solution intended to serve the institution’s full breadth of lending capabilities,” said Jeffrey Harper, president of BSG Financial Group. Instead, the solution is tailored specifically to small business and consumer loans, which lend themselves to a fully automated process for origination, underwriting, approval and monitoring. “It is a new way of thinking about lending and a very effective way to reach this valuable market, which has already been a boon to online lenders.” It is estimated that by 2025, digital lending will represent a $30 billion opportunity as more customers seek the speed, efficiency and customer experience it offers.

The webinar presenter is lending and technology expert Robert C. Giltner, Chairman of R.C. Giltner Services, Inc., a provider of digital lending solutions for community institutions.

In the 60-minute webinar, Giltner will demonstrate how FIs can adopt digital technology to target and grow both small business and consumer loan and deposit relationships by automating loan processes, including:

  • Sound underwriting based on the financial institution’s controls and risk tolerance
  • The entire application process for delivery of loan offers in one minute, and consummation of loans with e-sign within five minutes—on a smart device or computer (in-branch or out)
  • Credit monitoring, Risk rating and loan management
  • Tracking & Performance Reporting

Who: BSG Financial Group in conjunction with R.C. Giltner Services, Inc.
Presenter: Robert C. Giltner
When: Thursday, May 24 at 11 am EST
Who Should Attend: Chief Executive Officers; Chief Information Officers; Chief Credit Officers; Chief Retail Officers; Chief Marketing Officers; Electronic Banking & Digital Banking Officers and Senior Lenders
About BSG Financial Group
Louisville, Ky.-based BSG Financial Group is a group of independently organized companies that provides revenue-enhancement and compliance solutions for financial institutions nationwide. BSG Financial Group has been a provider of innovative overdraft programs since 1999, including the industry's first cloud-based overdraft management solution, Courtesy Connect®/Courtesy Limit™.

The company's additional revenue-enhancing solutions include: Fee-Based Packaged Checking Accounts; Digital Lending Solutions; Vendor Management; Social Media Management; and CD Pricing and Selling Strategies. For more information, please visit
About R.C. Giltner Services, Inc.
R.C. Giltner provides digital lending technology to financial institutions and is headquartered in Louisville, KY. For more information, please visit

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Michele Rehm

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