PENSACOLA, Fla. (PRWEB) June 01, 2022
Hurricane forecasters have predicted an above-average outlook in 2022 for hurricanes, including over 20 named storms – 10 of which could become hurricanes. https://www.noaa.gov/news-release/noaa-predicts-above-normal-2022-atlantic-hurricane-season. Anticipating more disaster-related claims and increased burdens on insurance companies, states like Florida have passed new laws that may significantly affect what homeowners and businesses can recover after a storm. https://www.jdsupra.com/legalnews/new-legislation-from-florida-special-7920442/
“Many of these laws go into effect immediately and can limit recovery in certain situations,” says Robert Heath, a Florida-based mediator with experience in resolving disaster claims. “The age of the roof on the property may alter the deductible or be a key factor in whether the property owner has insurance coverage to replace the roof rather than simply repair it,” he said.
Heath recommends that policyholders immediately contact their insurance agents to see if the new changes affect them, before a storm hits. “Many people may have just had their hurricane insurance coverage dramatically altered and not even be aware of it,” he said.
Robert Heath is the principal of Robert Heath Mediation, a Florida-based mediation service helping property owners, attorneys, and insurance companies resolve disaster claims. He has mediated over 3,300 claims.