(PRWEB) September 13, 2013
If one has suffered from cancer, he or she can get life coverage, but only after 5 years have passed since any signs of illness.
What type of cancer one suffered from also matters in the underwriting process. For example, skin cancer is not considered as risky as lung or bone cancer.
People must gather all the medical records which show major health improvements, discuss with their doctor and with a professional insurance broker. With the right help, clients can find the best 20 year term life insurance rates.
If one has suffered from cancer, he or she should purchase coverage as soon as possible. There is a chance the cancer may return and being covered when it happens is the best thing one can do for his or her family. Here are some of the benefits of carrying life coverage:
- It covers the funeral expenses
- The family will be able to pay off the mortgage loans and keep the house
- The children will afford a college education
- The family can cover daily expenses
In conclusion, former cancer patients will have a hard time getting coverage, but the stakes are too high to give up the struggle.
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