Riverwoods, Illinois (PRWEB) September 18, 2013
The Patient Protection and Affordable Care Act (PPACA) Open Enrollment starts October 1, 2013, which, for over 45 million uninsured Americans, is one of the most anticipated dates in the last three years. The question is whether enrollees are ready for the frenzy of Obamacare?
Consumers Direct Insurance Services, Inc. (CDIS), an Independent, Authorized Senior General Agent for Blue Cross and Blue Shield of New Mexico, Oklahoma and Texas is taking the mystery out of PPACA for enrollees.
Enrollees will have a few options available once they enter the health insurance marketplace, either government navigators, brokers or a do-it-yourself approach. CDIS has an organization of fully licensed and trained education specialists and administration that is certified with the Department of Health and Human Services (HHS) to offer personalized support and guidance in the health insurance marketplace at the start of enrollment.
“Consumers Direct Insurance Services has been preparing for the Affordable Care Act Open Enrollment for the last three years,” states Scott Loochtan, President of Consumers Direct Insurance Services, Inc. “We have put the proper certification and technological processes in place to help enrollees understand and secure options within the health insurance marketplace.”
With October and the Open Enrollment fast approaching, the government has been working diligently in partnership with insurers like Blue Cross and Blue Shield of NM, OK and TX to ensure that processes are maintained and information is disseminated in an accurate and succinct way. As part of this process, CDIS regularly updates its comprehensive state-specific websites with straightforward articles, informative blogs and basic glossaries that remove the clutter that regularly distracts people from what is important to them.
Under the Affordable Care Act (ACA), insurers will be required to offer standardized plans that fall under the four levels of coverage: platinum, gold, silver and bronze, also known as “Metal Plans”. Within the health insurance marketplace exchange, all insurers must offer a silver and gold plan option with all the plans including the same minimum ten essential health benefits. However, each benefit value or coinsurance will differ between each plan with the platinum plans offering the most generous coverage or least amount of individual out-of-pocket exposure and the bronze plans will have the least generous coverage or more out-of-pocket exposure for the enrollee.
“We know that insurance, regulations and legislation can be difficult to comprehend for many people and we place transparency and corporate social responsibility at the core of our business practice,” noted Loochtan. “We advise enrollees to utilize our education specialists in navigating them in the marketplace because we have the experience, resources and education that sets us apart and put the interests of our existing and future clients first.”
Consumers Direct Insurance Services’ experience with the senior market and Medicare has been beneficial in preparing for the Affordable Care Act. Its certified education specialists make themselves available in a variety of ways through technology, over the phone or the old fashioned in person appointment.
“CDIS has always been at the forefront of technology while maintaining the personal human touch of one-on-one relationships,” said Loochtan. “We are ready to assist the thousands of NM, OK and TX residents and small business owners in need of securing health insurance. We will continue to be their advisors after the enrollment process offering peace of mind for their future.”
About Consumers Direct Insurance Services, Inc. (CDIS)
CDIS, Inc. is a multi-state Independent, Authorized Senior General Agent for Blue Cross and Blue Shield of New Mexico, Oklahoma and Texas and was founded in an effort to bridge the gap between education and insurance. Headquartered in Riverwoods, IL, the company has an executive team with over 100 years experience. This team has been providing world-class healthcare guidance to over 15,000 active clients. For more information, please visit one of our state specific websites http://www.CDISofNM.com, http://www.CDISofOK.com and http://www.CDISofTX.com.