Article on Real Estate Prices in Los Angeles and Other Major Cities Highlights the Need for Reliable Commercial Property Funding, Notes First Financial Capital

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Commenting on the recent article, the Los Angeles direct lender explains that the article should alleviate any concerns about speculation, but also shows just how necessary accessible commercial real estate funding needs to be.

Just because commercial real estate prices in major "gateway" cities like Los Angeles are high, doesn't mean it isn't a worthwhile investment.

Because the cost of constructing new properties is higher than it was in the past, the acquisition of existing buildings is a particularly worthwhile path to take.

In an article published September 11th by Yahoo Finance, the author expressed the opinion that, while real estate prices in major cities including Los Angeles and San Francisco may be nearing record highs, there is no reason to fear that a bubble may be forming. Rather, the writer, in speaking to real estate mogul Don Peebles, asserts that real demand and limitations on new construction is driving prices upwards in a way that is natural in healthy markets. According to Los Angeles based commercial real estate lender First Financial Capital, this assessment shows that, although businesses and real estate owners may need to pay more than they would have in the past to secure a promising piece of real estate, it is still a good investment to do so. Specifically, the lender notes, because the cost of constructing new properties is higher than it was in the past, the acquisition of existing buildings is a particularly worthwhile path to take.

For those who have a solid plan for a potential building acquisition and who have shown an ability to repay an appropriately sized loan, First Financial Capital notes that they are more than amenable to provide funding for commercial real estate in Los Angeles, San Francisco, San Diego, and beyond. Apart from the fact that they are willing to give loans to qualified candidates who otherwise may have been unable to secure funding with banks, First Financial Capital also notes that there are several things unique to their loans that make them a particularly wise choice for real estate owners.

The first of these advantages, they note, is their ability to provide loans with Loan-to-Value (LTV) ratios of up to 80 percent. They explain that, especially with higher real estate prices in major cities, a loan with a low LTV may not provide the borrower sufficient up-front funds to secure the ownership of a building. By providing borrowers with funding that nears the appraised value of the building, First Financial Capital allows their partners to move ahead with their acquisition without delay.

Additionally, First Financial Capital takes pride in their ability to deliver this funding in an efficient and timely manner. Typically, their borrowers receive their funds within two weeks. They also explain that, just as they work hard to deliver the funding as quickly as possible, they do not limit their borrowers’ ability to pay back the loans faster than originally planned. By not imposing any pre-payment penalties, First Financial Capital believes that their borrowers have the flexibility that, while rare in the lending community, is best for all parties involved.

Business or real estate owners interested in learning more about the lending policies of First Financial Capital, or the track record of success enjoyed by their borrowers, can visit them online at or call them today at 310-694-5060.

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Michael Clauw
Cyberset Corp
+1 (818) 883-7277 Ext: 121
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First Financial Capital
since: 12/2014
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