Shockingly, 1 in 4 Adults Will Become Disabled Before Retirement
Orange County, CA (PRWEB) May 14, 2014
Alarmingly, the Social Security Administration published statistics in 2013 showing that 1 in 4 working adults will become disabled for a period of time before they retire. May is Disability Insurance Awareness Month and Lisa Gorlick a.k.a HypoGal has joined in the non-profit Life Foundation efforts to create disability awareness.
Surprisingly, it is an illness, not an accident, which causes the majority to become disabled. After Lisa Gorlick hemorrhaged at childbirth she become chronically ill from the rare disease called Sheehan’s Syndrome. Through Lisa’s experience with a chronic illness, she created the HypoGal website and HypoGal blog to help others disabled by chronic illness find shortcuts in coping with daily living.
The daily costs and medical bills from being ill are distressing. The United States Department of Health and Human Services has published figures showing the average cost of a three day hospital stay is $30,000. From this staggering government statistic it is easy to understand how over half of all personal bankruptcies result from high medical costs.
Most disabled people have lost their ability to earn a paycheck and incorrectly assume Social Security will provide them coverage. Over 70% of Social Security Disbility Insurance applicants are denied SSDI beneftis the first time they apply. It may take a chronically ill person years to successfully navigate the Social Security Disability Insurance process.
Many Social Security Disability Insurance applicants mistakingly believe they do not have the financial resources to obtain a disability attorney. An attorney cannot legally ask you for any funds unless you win your Social Security Disability Insurance claim.
Lisa’s husband, attorney David Gorlick, has shared his wife’s medical journey in his 2014 book, HypoGal and Disability Benefits: Learn How She Received Over A Million Dollars In Disability Benefits. The breakdown of Lisa’s million dollar medical expenses makes it apparent why people need disability insurance.
The book is filled with valuable, easy to understand information on how to navigate your Social Security Disability Insurance needs. It is easy to understand why this book has quickly become Amazon’s number one book on disability benefits.
A substantial portion of workers would rather deny the possibility of becoming disabled.However, according to the Social Security Administration, the reality is 1 out of 4 workers over the age of nineteen will become disabled before retirement age.
You can read more about shortcuts to life with a chronic disease at http://www.HypoGal.com