North Dakotan are having a problem paying their bills and are grappling with debt
Fargo, ND (PRWEB) June 20, 2014
Residents of North Dakota are fortunate to live in a state that, thanks to an oil and gas boom, has an unemployment rate of just 2.6%, making it number one in the nation. In fact, 3.0% is considered to be “full employment,” so North Dakota is actually doing better than full employment and many companies have a problem finding employees.
On a more negative note, North Dakotans have an average credit card debt of $6159 per borrower. This is somewhat higher than the US average credit card debt per borrower of $5235. Also, North Dakota's median household income is $47,627 or approximately $3300 less than the U.S. median household income of $51,017.
The costs of necessities such as utilities, food, housing and fuel continue to increase in North Dakota. In addition to the general state of the economy, it is believed that many North Dakotans are not skilled money managers. Add together all of these elements and it becomes clear that, despite the low unemployment rate, many North Dakotan are having a problem paying their bills and are grappling with debt.
In response to this, the company BestDebtConsolidationLoans.org recently analyzed online debt consolidation loan companies to determine which ones could be trusted to act ethically and to provide cost-effective debt solutions. In analyzing these companies, BestDebtConsolidationLoans.org applied six measurements – business ethics, financial standing, customer satisfaction, fees, customer service and debt solution alternatives.
BestDebtConsolidationLoans.org found that based on these criteria, the three best online options for North Dakotans having a problem with debt are National Debt Relief, CuraDebt and American Debt Enders.
“North Dakotans grappling with debt have the right to know which debt consolidation loan companies are honest and dependable and capable of helping them become debt free in a reasonable amount of time. We felt that the company that best fits this description is National Debt Relief.”
BestDebtConsolidationLoans.org ranked National Debt Relief best based on the six criteria listed above. In the case of business ethics, it found that National Debt Relief always treats its customers honestly and fairly. It has maintained an A rating with the Better Business Bureau and one of the main reasons for this is that it charges its customers nothing until it has settled their debts to their satisfaction and provided them with payment plans that they approved. BestDebtConsolidationLoans.org also gave National Debt Relief high marks for providing all of its clients with debt settlement programs designed specifically to meet their needs. The company’s first time customers are almost always “very satisfied” with the services they received from National Debt Relief. The company ranks number one for debt relief providers on the website TopConsumerReviews.com. National Debt Relief focuses on helping individuals and families who owe more than $7500 in debts and have helped more than 100,000 families and individuals become debt-free.
When hearing news of his company’s top rating, spokesperson Paul Ritz said, “We were very pleased to hear this. We work hard to provide our customers with a high level of service and to help them become debt free in 24 to 48 months. We are proud of the relationships that we have with the lenders that enables us to negotiate settlements that often save our customers thousands of dollars.”
BestDebtConsolidationLoans.org ranked the company CuraDebt as the second best debt consolidation loan provider. This was due in large part to the fact that the company has very good working relationships with the credit card companies and is almost always able to deliver on the promises it makes to its customers. CuraDebt specializes on helping people who have more than $10,000 in credit card debts. However, its debt counselors are also able to provide customers with flexible programs that can help with tax debts, student loan debts, medical debts and defaulted loans. Its debt counselors are said to be both compassionate and responsive.
American Debt Enders was ranked third for debt relief by BestDebtConsolidationLoans.org. It has been in business for less than eight years but has already created for itself an excellent reputation for being able to help debt-saddled consumers. American Debt Enders focuses on families and individuals who owe more than $5000. Its debt counselors are said to be able to handle almost all types of credit problems beyond just credit card debts. For example, American Debt Enders says that its credit counselors can often help its customers improve their credit scores, while eliminating all or most all of their debts.
Residents of North Dakota who are looking for good, trustworthy help with their debt problems and would like to know more about these three companies should go to http://www.BestDebtConsolidationLoans.org.