(PRWEB) July 06, 2013
Automotoweb.com, a popular site covering everything involving cars, has recently published a list of their top 10 tips for getting an affordable auto insurance quote. The list exposes the common criteria used to generate auto insurance quotes online and then provides tips on the different strategies car owners can apply to help them obtain an affordable quote.
At the bottom of the list, in at number 10, of the top insurance saving tips from Automotoweb.com is some advice relating to the insurance history of the driver. While there isn’t much a driver can do about this criterion which is used to calculate an insurance quote, it is worth bearing this in mind when seeking a quote. As the more claims a driver has made in the past can equal higher car insurance premiums, any unaffordable quotes received could be attributed to previous claims, and might not be a sign that a particular insurance vendor is trying to overcharge the driver.
Another import factor that is considered when quotes are evaluated, according to the top tips at http://automotoweb.com/, is the place of residence of the driver making the application. The website states that the area the car will be parked in overnight can have a major impact on the cost of insuring the vehicle, with areas known for their high crime activity pushing up the premiums considerably. The Auto Moto Web list of tips includes a way to minimise the impact of this point by suggesting off-street parking and equipping the vehicle with an alarm and tracking system.
For drivers looking to gather auto insurance quotes online, in order to find the best price, this list of tips can provide a good starting point for the preparation stages and the things that can be done to successfully obtain a lower figure than which might have been quoted otherwise. Other advice featured on the list includes how income levels can affect the quotes given by some auto insurance firms as well as the impact a credit score can have on the figure that is arrived at for an insurance premium.
With so many factors involved in an insurance company calculating the final quote they offer potential clients, a list like this one hands back some of the advantage to the drivers seeking to find an affordable auto insurance quote for their vehicle. As quotes for similar cars continue to vary wildly, depending on the profile of the driver, a list such as this can be an invaluable tool in the search for good value car insurance. This is as well as helping the driver to avoid paying over the odds for unnecessary cover that could be offered in an attempt at upselling from the vendor.
As the number of online companies offering auto insurance grows, with each trying desperately to get a share of the market, any services offering tips to consumers that can help keep the playing field level are worth keeping an eye on.
To read the full list of tips, visit the website at http://automotoweb.com/