Compare Car Insurance Rates by State; Where to Get the Cheapest Car Insurance

Share Article releases updated information on the monthly average car insurance rates by state, allowing consumers to compare their current plans to their state average.

Compare Insurance Rates Online & Save From 30-70%

Recent studies show it's best not to move to New Jersey if auto insurance rates are a concern. However, moving to quieter states such as North or South Dakota may bring rates that are much more affordable.

Learn how to get the cheapest auto insurance rates online, click here.

With car insurance rates and associated costs for operating a vehicle all rising in the United States it's becoming more important to shop around and compare insurance quotes at least 3 times a year. While much of the car insurance rate has to do with an individuals driving record there are many other factors that are out of their control. Even though the cost of a vehicle or lifestyle may be the same state by state the cost to insure the same vehicle and individual can vary greatly depending on the location.

Several factors affect insurance rates by state including:

  •      the percentage of uninsured drivers
  •     crime rate and theft
  •     risk of natural disasters
  •     traffic density
  •     competition between insurance companies

To learn more about car insurance and lower rates today, click here.

The average monthly insurance rates by state from lowest to highest:

$46.17     North Dakota
$46.25     Iowa
$47.08     South Dakota
$48.58     Idaho
$49.17     Kansas
$50.17     North Carolina
$51.25     Wisconsin
$51.75     Nebraska
$53.25     Wyoming
$53.67     Maine
$54.75     Indiana
$54.92     Tennessee
$55.75     Ohio
$56.50     Alabama
$56.50     Oklahoma
$57.08     Missouri
$57.08     Montana
$57.75     Arkansas
$58.17     Virginia
$58.25     Vermont
$58.83     Utah
$60.58     New Mexico
$61.42     Oregon
$61.92     Illinois
$62.08     Mississippi
$62.50     Kentucky
$62.75     South Carolina
$65.33     Georgia
$65.92     Minnesota
$66.00     New Hampshire
$68.92     Colorado
$70.00     Washington
$70.25     Hawaii
$70.42     California
$70.42     Texas
$70.75     Pennsylvania
$71.42     West Virginia
$77.17     Arizona
$77.58     Michigan
$78.75     Maryland
$80.17     Alaska
$81.92     Nevada
$82.58     Connecticut
$85.67     Delaware
$88.25     Rhode Island
$88.58     Florida
$89.67     Louisiana
$92.75     Massachusetts
$93.50     New York
$98.50     Washington D.C.
$98.67     New Jersey


Understanding state averages is essential in having a grounds for comparison when comparing quotes online. Those seeking to lower their insurance rates are encouraged to use this information and head over to to see what saving are available today. The average consumer can save $560 by selecting the proper insurance plan and applying multiple discounts they may qualify for that are offered on the websites insurance listings. is committed to continue educating consumers on auto insurance in America. Their service allows visitors to the site the ability to quickly compare auto insurance rates by simply entering in their zip code or selecting by state. The service is absolutely free and the quotes are no obligation. The top insurance companies in a given area are provided to help consumers find the lowest rates while maintaining quality coverage.

To compare no-obligation quotes by simply entering in a zip code, click here.

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Brandon Harris

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