The Top 3 Best Balance Transfer Credit Cards of 2014, Ranked by CreditCardChaser.com

Credit card experts from CreditCardChaser.com have created their annual list of the best balance transfer credit cards.

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Today, credit card experts from CreditCardChaser.com, a leading credit card comparison resource and credit information website, announced their annual ranking of the best balance transfer credit cards.

(PRWEB) January 13, 2014

Today, credit card experts from CreditCardChaser.com, a leading credit card comparison resource and credit information website, announced their annual ranking of the best balance transfer credit cards. In creating their ranking, the experts reviewed hundreds of credit cards and took several factors into account including introductory 0% APR balance transfer length, regular APR, rewards programs, sign-up bonuses, customer reviews, expert opinions, and more. With the New Year upon us, many people are looking to consolidate their credit card balances in order to get them paid down. Transferring a balance to a new credit card can be very helpful in consolidating and eliminating debt.

Here are the top 3 best balance transfer credit cards of the year, according to CreditCardChaser.com:

1. Discover it – 18 Month Balance Transfer – The Discover it Card is this year’s choice for the best balance transfer credit card. The Discover it Card offers a 0% introductory APR on balance transfers for 18 months, and a 0% introductory APR on purchases for 6 months. In addition, the Discover it Card offers 5% cash back on categories that rotate every three months, and 1% cash back on all other purchases. Cardholders also get access to a free FICO Credit Score report each month on their monthly statement to help them stay aware of their credit score. There is no annual fee to use the Discover it Card, nor is there an overlimit fee, or foreign transaction fee, and Discover will not raise your APR if a cardholder pays late. Lastly, there is no late fee on the first late payment.

2. Citi Diamond Preferred Card – The Citi Diamond Preferred Card is another excellent balance transfer credit card. With the Citi Diamond Preferred Card, cardholders get a 0% introductory APR on balance transfers and purchases for 18 months. In addition, cardholders get access to Citi Easy Deals, which is a no fee program that gives them special access to online discounts. Cardholders also get access to a 24/7 concierge service that will help them book hotel rooms, flights, and more. As if that wasn’t enough, cardholders also get special access to presale tickets, preferred seating, VIP packages, and unique entertainment experiences throught Citi Private Pass. Lastly, there is no annual fee to use the card.

3. Citi Simplicity Card – Rounding out our list of the year’s best balance transfer credit cards is the Citi Simplicity Card. With the Citi Simplicity Card, cardholders get a 0% introductory APR on both balance transfers and purchases for 18 months. There are no late fees, and there’s no penalty rate or annual fee, ever. Citi Simplicity cardholders also get access to Citi’s excellent customer service, 24 hours per day.

People looking to compare additional balance transfer cards, including the ones above in more detail, can do so using the innovative tool provided by CreditCardChaser.com here: http://www.creditcardchaser.com/balance-transfer-credit-cards/.

There’s no better time to start consolidating your balances and paying down your debt than today.


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