San Francisco, CA (PRWEB) August 27, 2013
Today, credit and debt industry experts from MyRatePlan.com released their ranking of the top three best credit cards for good credit of 2013. Credit cards for good credit, also known as good credit credit cards, are designed and offered to people who have healthy credit scores, without a bunch of red flags in their credit history. The benefit of credit cards for good credit is that they offer better rewards programs and interest rates than credit cards designed for people with poor credit. In ranking their list of the top three best credit cards for good credit, MyRatePlan analysts took into account several factors including credit score required, rewards program, customer ratings, interest rates, and expert reviews.
With the vast number of credit card offers on the market, it is the hope of MyRatePlan experts to be able to give the average consumer looking for good credit credit cards some decent insight. Here are the top three best credit cards for good credit of 2013:
1) Discover it Card – The Discover it Card is this year’s choice for the best credit card for people with good credit. With the Discover it Card, cardholders receive a 0% introductory APR period of 14 months on both purchases and balance transfers, which is one of the longest dual-intro periods in the industry. In addition, there is no annual fee to use the card, and Discover does not charge cardholders an overlimit fee, foreign transaction fee, or late fee on their first late payment. The card also offers a very-generous 5% cash back bonus on rotating categories throughout the year, and 1% cash back on all purchases, all year long. The card also offers a Cashback Concierge that helps cardholders make the most out of their rewards.
2) Citi ThankYou Preferred Rewards Card – The Citi ThankYou Preferred Rewards Card is another great credit card for people with good credit. With the Citi ThankYou Preferred Rewards Card, cardholders earn 20,000 bonus ThankYou Points after spending $1,500 on purchases in the first three months that they have the card. The card also offers double ThankYou Points on dollars spent on dining and entertainment, and 1 ThankYou Point for each dollar spent on all other purchases. ThankYou Points don’t ever expire, and they can be redeemed for merchandise, flights, hotel stays, gift cards, cash back, and more. The card also requires no annual fee, and offers cardholders a 0% introductory APR period of 12 months on both purchases and balance transfers.
3) Citi Simplicity Card – The Citi Simplicity Card is yet another great credit card for people with good credit. With the Citi Simplicity Card, cardholders receive a 0% introductory APR on both purchases and balance transfers for a full 18 months. That means cardholders do not have to pay any interest on their balance for 18 months after they receive their card. The Citi Simplicity Card also does not charge charge any late fees or penalty rates, ever. There is also no annual fee to use the card, and cardholders can call customer service 24 hours per day, seven days per week.
“There are a whole host of credit cards for good credit currently available right now,” explained Logan Abbott, President of MyRatePlan. “By coming up with a simple to understand list, we hope that we can help guide consumers into finding the right credit card for good credit for their needs.”
Customers interested in comparing credit cards can do so using MyRatePlan’s innovative credit card comparison and savings visualization tool here: http://compare.myrateplan.com.