New York, NY (PRWEB) September 27, 2013
Today, credit card industry analysts from Creditnet.com, the leading credit card comparison site on the web, announced their ranking of the best excellent credit credit cards of 2013. Excellent credit scores are generally considered in the ballpark of credit scores above 720, and credit cards for excellent credit typically offer more favorable terms and rewards programs than credit cards for lower credit tiers. In creating this year’s ranking of the best credit cards for excellent credit, the experts at Creditnet factored in several criteria including terms, interest rates, rewards programs, fees, customer reviews, and expert opinions. Interested parties can compare excellent credit credit cards here.
Here are the best excellent credit credit cards of the year, according to Creditnet.com:
1) Discover it Card – The Discover it Card is this year’s choice for the best credit card for excellent credit scores. With the Discover it Card, cardholders receive 5% cash back on up to $1,500 per quarter in categories that rotate throughout the year such as gas, travel, groceries, entertainment, home improvement, and more. Cardholders also receive 1% cash back on all other purchases throughout the entire year. In addition, there is no annual fee, no overlimit fee, no foreign transaction fee, and no late fee on the first late payment. Discover also won’t increase a cardholder’s APR for paying late. The Discover it Card also offers a Cashback Concierge to guide customized online tours that help cardholders get the most benefit from their Discover it Card.
2) Barclaycard Rewards MasterCard – 10,000 Bonus Points – The Barclaycard Rewards MasterCard for Excellent Credit is another great choice for an excellent credit credit card. With the Barclaycard Rewards MasterCard, cardholders earn 10,000 bonus points (equal to a $100 statement credit) after spending just $750 in the first three months that they have their card. In addition, cardholders receive 2 rewards points for each dollar spent on gas, groceries, and utilities, and 1 rewards point for each dollar spent on any other purchase. The card also gives cardholders a 0% introductory APR period of 12 months on both purchases and balance transfers. Cardholders can use the points they earn like cash to pay for almost any purchase they make. Lastly, there is no annual fee to use the card.
3) Blue Cash Preferred Card from American Express – The Blue Cash Preferred Card from American Express is another one of the best credit cards for excellent credit of the year. With the Blue Cash Preferred Card from American Express, cardholders earn 150 Reward Dollars after they make $1,000 in purchases in the first three months that they have the card. Cardholders also earn 6% cash back on purchases at U.S. supermarkets on up to $6,000 per year, 3% cash back at U.S. gas stations and certain U.S. department stores, and 1% cash back on all other purchases. The card also offers cardholders a 0% introductory APR period of 15 months on both purchases and balance transfers.
People interested in comparing excellent credit credit cards including and in addition to the cards listed above can do so using Creditnet’s innovative credit card comparison tool located here: http://www.creditnet.com/credit-cards/Excellent_Credit.