The Best No Interest Credit Cards of 2013, According to MyRatePlan.com

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Credit card industry experts from MyRatePlan (http://www.MyRatePlan.com/CreditCards) have analyzed hundreds of credit card offers to determine the best no interest credit cards of the year.

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No interest credit cards are popular because they allow the cardholder to make purchases or transfer a balance without having to pay interest on that balance for 12 to 18 months, which usually is enough time for the cardholder to pay that balance off.

Today, credit card reviewers from MyRatePlan.com, a leading credit card comparison website, announced their choices for the best no interest credit cards of 2013. The experts based their decisions and ranking on a number of factors including length of no interest intro periods, rewards program benefits, customer service, user reviews, and their own expert rating. As summer draws to a close, it may be a good time to apply for a no interest credit card in order to do some summer traveling or gear up for holiday purchases with a credit card that will not require interest payments for up to 18 months.

Here are the best no interest credit cards of 2013, according to MyRatePlan experts:

1. The Discover it Card – The Discover it Card is this year’s choice for the best no interest credit card. With the Discover it Card, cardholders do not have to pay interest on purchases or balance transfers for 14 months. In addition, the card offers 5% cash back on rotating categories throughout the year such as gas, groceries, home improvement stores, office supplies, and more, and 1% cash back on all other purchases all year long. The card also features no annual fee, no overlimit fee, no foreign transaction fees, and no late fee on your first late payment. Discover also will not increase your APR if you pay late. Lastly, the Discover it Card offers a Cashback Concierge that will provide a custom online tour to help you get the most out of your rewards.

2. Citi Simplicity Visa Card – The Citi Simplicity Visa Card is another great no interest credit card. With the Citi Simplicity Visa Card, cardholders do not have to pay interest on purchases or balance transfers for 18 months. In addition, cardholders are never subject to any late fees, penalty rates, or annual fees when using the card. Citi also offers 24/7 customer service.

3. Citi ThankYou Preferred Rewards Card – The Citi ThankYou Preferred Rewards Card is another excellent no interest credit card. With the Citi ThankYou Preferred Rewards Card, cardholders do not have to pay interest for 12 months on purchases or balance transfers. The card offers 20,000 bonus ThankYou Points after $1500 in card purchases in the first 3 months of account opening in addition to 2x points on purchases for dining and entertainment and 1 ThankYou Point on all other purchases. The card also does not require an annual fee.

“No interest credit cards are popular because they allow the cardholder to make purchases or transfer a balance without having to pay interest on that balance for 12 to 18 months, which usually is enough time for the cardholder to pay that balance off,” explained Logan Abbott, President of MyRatePlan.

Customers interested in applying for a new credit card can compare no interest credit cards as well as all other types of credit cards using MyRatePlan’s comprehensive credit card comparison tool here: http://compare.myrateplan.com/.

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Logan Abbott
MyRatePlan.com
858-454-5900 10804
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