The Best Points Credit Cards of 2013, according to MyRatePlan.com

Credit card experts from MyRatePlan (http://Compare.MyRatePlan.com) announced their annual ranking of the best points credit cards of the year.

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Today, credit card experts from MyRatePlan.com, an authority credit card comparison website, announced their annual ranking of the best points credit cards of the year

(PRWEB) October 18, 2013

Today, credit card experts from MyRatePlan.com, an authority credit card comparison website, announced their annual ranking of the best points credit cards of the year. The term “points credit cards” refers to credit cards that offer reward points in exchange for using the card for purchases, balance transfers, and more. These points can typically be redeemed for merchandise, travel, flights, cash back, and more. To create their annual ranking of the best points credit cards, the analysts from MyRatePlan took several factors into account including quantity and quality of rewards points offered, interest rates, introductory 0% APR periods, customer reviews, and expert opinions.

Here are the best points credit cards of the year, according to MyRatePlan.com:

1) Citi ThankYou Preferred Rewards Card – The Citi ThankYou Preferred Rewards Card is this year’s pick for the best points credit card. With the Citi ThankYou Preferred Rewards Card, cardholders earn 20,000 bonus ThankYou Points after they spend $1500 on purchases in the first 3 months that they have the card, which is enough for $200 worth of rewards. Cardholders also earn 2 ThankYou Points for every dollar they spend on dining and entertainment, and 1 ThankYou Point for every dollar spent on any other purchase. Points never expire, and they can be redeemed for merchandise, travel, gift cards, cash, and more. There is no annual fee to use the card, and cardholders also receive a 0% introductory APR period for 12 months on both purchases and balance transfers.

2) Barclaycard Rewards MasterCard for Excellent Credit – The Barclaycard Rewards MasterCard for Excellent Credit is another great points credit card. With the Barclaycard Rewards MasterCard for Excellent Credit, cardholders earn 2 points for each dollar spent on gas, groceries, and utilities, and 1 point for each dollar spent on any other purchases. The points can be redeemed to pay for almost any purchase made on the card. There are no limits to the amount of points that can be earned. The card also requires no annual fee, and offers a 0% introductory APR period for 12 months on purchases and balance transfers.

3) U.S. Bank FlexPerks Travel Rewards Visa Signature Card – The U.S. Bank FlexPerks Travel Rewards Visa Signature Card is another great points credit card. With the U.S. Bank FlexPerks Travel Rewards Visa Signature Card, cardholders earn 20,000 Bonus FlexPoints after spending $3,500 on the card in the first 5 months that they have it, which is equal to $400 in rewards points. Cardholders earn 2 FlexPoints for each dollar spent on gas, groceries, or airline flights – whichever they spend most on each monthly billing cycle, as well as cell phone expenses. Cardholders also earn 1 FlexPoint for each dollar spent on any other purchases, and 3 FlexPoints for each dollar spent towards charitable donations. The card also awards members a bonus of 3,500 points per year for making $24,000 in purchases throughout the year. The annual fee is waived for the first year, and there is a 0% introductory APR period of 12 months on both purchases and balance transfers.

People interested in comparing points credit cards including and in addition to the cards mentioned above can do so using MyRatePlan's unique tool located here: http://compare.myrateplan.com/credit-cards/compare/compare-rewards-points-credit-cards.