(PRWEB) November 19, 2013
Online Insurance Marketplace has released a blog explaining how to get life insurance after a heart attack.
People who have a history of heart attacks can still find affordable life insurance from various agencies. Heart problems makes life insurance a lot more expensive, but patients can still be eligible for a plan. The eligibility depends on the stage, seriousness of the illness and on the condition of the applicant’s heart. There are certain limits people with heart disorders cannot pass if they want a life insurance plan. A history of heart attacks raises a lot more problems, because the risk of dying increases. Agencies do not like to insure people who are in danger of dying. Thus, someone who has suffered a heart attack is viewed as a liability. However, it is still possible to get coverage, if the patient’s condition is stable.
As a general rule, life insurance agencies will not insure people who have suffered a heart attack when they were younger than 50 years. Also, people who have suffered a heart attack in the last 12 months will not be eligible for coverage. Life insurance agencies will require an applicant to take various medical examinations like blood tests, blood pressure measurements and other physicals. All of these medical tests will determine the applicant’s heart condition and based on this report, the life insurance rates will be determined. People who can prove that their condition is stable and improving, will have higher chances of getting a life insurance plan.
Life insurance without medical examinations make getting life coverage easier for people who have a heart condition. The only conditions are: not to have had a heart attack in the last 12 months and not to have had a heart attack under the age of 50 years. If the applicant answers “no” to both these questions, he or she will be able to qualify for a insurance plan.
“No medical exam life insurance plans offer life coverage for people who have heart disorders! Online Insurance Marketplace offers a wide variety of quotes for this type of plans,” said Russell Rabichev, Marketing Director of Internet Marketing Company.
Online Insurance Marketplace is an online provider of life, home, health, and auto insurance quotes. It is unique in that this website does not simply stick to one kind of insurance carrier, but brings the clients the best deals from many different online insurance carriers. This way, clients have offers from multiple carriers all in one place, this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc.
For more information, please visit http://lifepolicy.info.