Helps California Borrowers Take Advantage Of Today’s Best Mortgage Rates

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California mortgage company, Blue Home Loans, Inc., comments on the current mortgage rates trends and offers advice for those who are seeking the best home loans.

Blue Home Loans, Inc. is a California-based full service mortgage company headed by father and son team Robert and Brandon Blue. The company has had the privilege of serving the California community for many years and has recently branched out its services to include many more loan programs and lenders to better provide for the needs of their clients. provides the fastest way to find out which home loan option is best to fit a certain situation, with its Fast Quote feature as well as its very easy to use loan application portal which facilitates the fast processing of the home loan.

With the recent mortgage rate trends moving mainly sideways for most of 2014, the difference between saving or spending money on a home loan may often come down to obtaining the right home loan program for many borrowers, rather than depending solely on rate fluctuations in hopes of locking in a low rate, since rates have been stuck in a very narrow range. The Blue Home Loans team of mortgage professionals seeks to help borrowers to save on their home loans by not only providing the best mortgage rates given their financial situation, but also the best home loan programs and services for their needs.

The Blue Home Loans website states, “Our goal is to offer the best refinance rates and lowest mortgage payments in minutes. We will beat virtually any mortgage rate quote and our wide selection of loan products are sure to provide the perfect mortgage solution for all of your Real Estate Finance needs. We specialize in home purchase, home refinance, second mortgage, and home equity loans. Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible.”

Given that current rate levels are near the lower side of the, admittedly, quite narrow mortgage rates range of 2014, many borrowers are finding it is in their best interest to lock in their loans if they are near to closing, or apply for a new loan if they have not done so already. A report from Mortgage News Daily, posted yesterday on August 25th, shows a somewhat representative picture of what many mortgage rate “moves” have looked like recently. It says,

“Mortgage rates were steady for some lenders today, and slightly lower for others. The movement wasn't nearly enough to affect rates themselves, meaning the improvement was limited to the closing cost side of the equation. In other words, you'd likely be quoted the same rate today as you would have most of last week, but the upfront costs might be slightly lower. 4.125% remains the most common quote for top tier scenarios in terms of conforming 30yr fixed loans. 4.25% is still prevalent for less-than-perfect scenarios.”

As can be seen from the above quote, the lack of greater movement in mortgage rates makes finding a loan program with affordable loan payment terms and associated costs that much more important. Blue Home Loans can help California borrowers who are looking for the best rates, lenders and loan programs to find exactly what they need so that they can take advantage of today’s lowest mortgage rates and save money on their loans. As the Blue Home Loans website states,

“All we need is a few minutes to determine how we can save you money and improve your current mortgage rate, payment, and financial well-being. Please call us or submit an online application and a representative will be happy to help you. You may also evaluate your different financing options by using our interactive calculators to compare various mortgage scenarios.”

For more information on how Blue Home Loans can help California home loan borrowers get approved for their home purchase loan or refinance quickly, please visit or call 1-888-929-BLUE (2583) to speak with an experienced mortgage professional.

California Bureau of Real Estate -- BRE #01938557 NMLS #1162386

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