San Diego, CA (PRWEB) January 28, 2015
Blue Home Loans, Inc. is a full-service California mortgage company lead by father/son team, Robert and Brandon Blue. The Orange County based team of mortgage professionals has been helping homeowners and buyers to find the best home loan deals for many years and continues to help CA home buyers to save the maximum amount of money on their homes. Recent improvements in California’s housing market, greater job growth, more accommodative home loan requirements, and mortgage rates at long term lows are some of the factors that Blue Home Loans seeks to help prospective CA home buyers to take advantage of at this time.
Blue Home Loans believes that the prospects for California home buyers are definitely looking up this year, a view which is shared by the California Association of Realtors (CAR ®), as noted in their most recent home sales and market pulse survey which was published on January 23, 2015. This article from the CAR ® says, “Pending home sales posted higher on a year-over-year basis for the first time since January 2013 and as expected, declined from the previous month due primarily to a seasonal slowdown toward the end of the year, the CALIFORNIA ASSOCIATION OF REALTORS® (C.A.R.) said today. Additionally, with the specter of a better economy, greater job growth, and increasing household formation, C.A.R.’s new Market Pulse Survey found that many REALTORS® expect market conditions to improve in 2015, as does C.A.R.”
Aside from the improved housing market in California, there are a few other factors that are making this a prime time for those who are thinking of making the big step towards homeownership. Mortgage rates that are currently at long term lows top this list, with national averages reaching the lowest levels seen since May 2013, right before rates started to climb when bond markets caught wind of the Fed’s plans to taper their bond buying program. The recent announcement of a 3% down payment option for conventional loans, and the decrease in mortgage insurance premiums for FHA loans also just made these two loan options much more attractive (and definitely more affordable!) for many potential California home buyers.
The Blue Home Loans company has the experience and expertise to help California borrowers capitalize on today’s home buying environment. While the company handles loans from all over California, borrowers who want to take advantage of the housing improvements in Southern California (where gains in sales activity have been most noticeable according to CAR’s ® December sales and pricing report) will be in good hands with the Blue Home Loans team, as they specialize in servicing home loans in Orange County and San Diego. Those who are interested in buying property in these areas, or anywhere else in California, or who are interested in finding out if they can improve their current mortgage terms should call the company’s hotline for a free consultation.
Company co-owner, Brandon Blue, says, “I love the personal satisfaction that I receive when I am able to save my clients both time and money--getting them the best deal I possibly can on their home loan. Whether you are looking to purchase your dream home, or want to save money on your existing home, feel free to give me a friendly phone call. I promise that you will not be given some cheesy sales pitch, and that I will listen to your mortgage needs without utilizing any high pressure sales tactics.”
For more information on how Blue Home Loans can help California home loan borrowers get approved for their home purchase loan or refinance quickly, please visit BlueHomeLoans.com or call 1-888-929-BLUE (2583) to speak with an experienced mortgage professional.
California Bureau of Real Estate -- BRE #01938557 NMLS #1162386