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CA Refinance Window Closing Soon – Blue Loan Services Reports On How Mortgage Borrowers Can Act Fast To Lock In Their Rates
  • USA - English


News provided by

Blue Loan Services

Aug 19, 2013, 20:15 ET

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San Diego, CA (PRWEB) August 19, 2013 -- Blue Loan Services is a full services mortgage company that has been helping residents of California to find the best loan products and home loan rates for many years. The company, headed by the father and son team Robert and Brandon Blue, has been dedicated to serving its customers with honesty, integrity and competence. The Blue Loan Services team of mortgage professionals operates with the goal to provide home loans to its clients while providing them with the lowest interest rates and closing costs possible. Now, with mortgage rates rising and the CA refinance window closing, Blue Loan Services reports on what California home loan borrowers should be doing to ensure they get the best rates on their refinance loans.

As rates continue to rise and uncertainty grows about whether or not the Fed will start to scale back their bonds buying program next month, which has been tamping rates down to encourage economic recovery, more and more home owners are realizing that their opportunity to refinance at a lower rate is quickly going to be gone. National mortgage rate averages jumped again last week due to the speculation that economic data that was recently released will not be compelling enough to make the Federal Reserve put off their plans to taper off their bonds purchases. A recently released article published this August 16th on Mortgage News Daily says:

“Mortgage rates rose sharply again today, with best-execution up to 4.75 in most cases, after another round of economic data failed to convince markets that the Fed would reconsider their probable September 18th announcement of a reduction in asset purchases. Much of the interest rate spike of the past 3 months has been in anticipation of so-called "tapering," and the burden of proof is currently on the various scheduled economic reports to suggest the economy is weak enough that the Fed should reconsider. So far, there hasn't been such a report, and in fact, the balance of this week's data was slightly positive.”

In order to stay ahead of rate increase that could be astronomical if the Fed does decide to start their tapering of the program next month, Blue Loan Services advises their clients to refinance as soon as possible in order to lock in the current rates which, while certainly higher than they have been in previous months before June, are still quite reasonable and should be below the rates of those who last locked in their mortgage rates a year or more ago. Blue Loan Services can help their clients to do this refinancing quickly, as their years of experience has enabled the team of mortgage experts at the company to process these kinds of loans quickly and smoothly. One client that recently had their mortgage refinanced by the company says in a Blue Loan Services review:

“From the very start of my loan process Brandon Blue was very professional and personable. He answered my phone calls and e-mails either immediately or as soon as my information was available. The entire process was seamless and efficient including the appraisal and all other individuals involved. I was able to re-fi my home mortgage and reduce my rate from 5.375% to 3.75% - A $703 a month interest savings and $200K savings over 10 years! The entire process from date of "lock" to loan funding took less than 30 days. If you want your loan to be completed professionally and in a timely manner I highly recommend Brandon Blue of Blue Loan Services and his Team!”

For more information on how Blue Loan Services can help home loan borrowers refinance quickly, please visit BlueLoanServices.com or call 1-888-929-BLUE (2583) to speak with an experienced mortgage professional.

CA Dept of Real Estate -- Licensed Broker #01094374 NMLS #938365

Brandon Blue, Blue Loan Services, http://www.blueloanservices.com/fast-quote/?PRweb, +1 949-291-8468, [email protected]

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